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Fresh Starts and New Chances...
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Morning
I'm going to set myself a little challenge to earn £100 before the end of the month. It will have to start tomorrow as OH's parents are visiting (can't remember if I've mentioned that or not). They're going home tomorrow, but I won't get much time for earning money today.
It works out though as there are 10 days left of the month from tomorrow, so £10 a day I think is achievable. I'm going to count it as I earn it, not as I receive it (some things take ages to payout, so I don't think making and receiving £100 in 10 days is realistic).
See you tomorrow :cool:
Emz xx0 -
Glad it went ok and nice that you will still be getting paid for the other hours.
Hope today goes ok with the in-laws!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hope you survive the in-laws!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi everyone - hope you are all enjoying this glorious sunshine!! :beer:
My £100 challenge hasn't gone that well, although I have made £22.73. I've been too busy getting out and about.
I really am going to make more of an effort next month though. I was thinking of joining the £10 a day challenge. I want to earn a bit of extra money, not really for paying off debt, but just so I can enjoy life a bit more. Treat myself to a new top, go for a day out with OH, take the kids bowling etc etc. I've got the advantage of only doing 8 hours a week throughout July and I've got a week annual leave from the 9th onwards.
I'm not going to chain myself to my laptop, but will maybe just do a couple of hours early in the morning and then some in the evening. I still want to enjoy my new found energy!!
I was wondering whether to try a bit of mystery shopping again though. I stand out quite a bit now with my oxygen (young-ish woman with oxygen always draws a few looks and double takes, trust me!!) and my machine makes a bit of noise, so do you all think I would be okay to do mystery shops, or I wouldn't really be "a usual customer" and would stand out way too much?
Emz xx0 -
I would maybe give the mystery shopping a miss for a wee while.
You dont want to tire yourself out.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Lou - I'll avoid mystery shopping for now.
So, July tomorrow. I've got a few things I'd like to achieve:- Earn £10 a day - I've never managed to do this and often just give up within the first week. I'd love to achieve it
- Complete the second daily goal on Swagbucks for the whole month - again, something I've never achieved. It will give me a lovely bonus to start August with if I can manage it.
- Get enough Amazon vouchers for my nephew's Nintendo Switch. My sister and I have got £200 so far, so £80 to go. We need to order it by Monday 23rd at the latest.
- Cut back on everyday spending. OH and I spend far too much on stuff. It's ridiculous. No more eating out, no more takeaways, no more wasting money on rubbish. Is £100 for the month doable for food? It's only the two of us, so I'm guessing it is.
- Try to help with the £100 a month for food goal by getting as many freebies and money-off coupons as possible. I've already got 4 coupons for free bottles of Ribena and I'm going to try and kick my expensive Pepsi habit. Other things need to be saved on too. I've completely run out of perfume, so have been using a free sample of some Britney Spears stuff for the last few days (doesn't smell that bad actually!).
- Try to save on petrol. We have to fill up 5-6 times a month, which is around £250-300. OH is not an economical driver at all. If I try to drive more often, then we should save a bit. Also, he gets bored in the evenings, so we often end up driving somewhere to look round a supermarket or get a snack at McDonalds (more money spent there!!), so I will instead suggest a walk to the local shops and back. Will do him good with losing weight too.
We're also going to the cinema tomorrow night, so no spend there (using my CEA card and Unlimited card).
Right, be back tomorrow. I'm in work today 4-8, so should get my uniform ready and have some food before I go.
Emz xx0 -
Your OH needs a hobby which does not involve eating or spending too much money!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I love this sunshine, but am a bit too hot today. It was difficult sleeping last night, and tonight I've got to measure my O2 levels, so will have to sleep with an annoying strap on my wrist and an oximeter on my finger, that makes it go numb and cuts off circulation after a while.
Anyway, we went for my uncle's birthday meal yesterday. Bit awkward as some family members there that I don't see very often. They were basically there free-loading (as was proved when my cousin ordered two bottles of wine just for her, plus as soon as she was done with her 3 courses, she disappeared, along with her 3 kids!!). They didn't speak much to me and I didn't to them either. My OH got the jist of them pretty much straight away.
When it came to paying the bill, nobody had a Beefeater reward card, so my mum let me use mine. £15 worth of free points (now I sound like the free-loader).
I've reached my second Swagbucks target yesterday and today. I've also ordered a £5 Amazon voucher towards the Switch and I've got enough for a £5 voucher from My Survey, but their site is still playing up and won't let me redeem at the moment :mad:
Emz xx0 -
Home visit from a nurse just now. Lung function up 2% to 27% and my oxygen levels were 94 on nothing!! So pleased with that as the nurse said that a lot of patients were down on lung function due to the heat. Weight was down 0.3kg, but I think that might just be down to the fact I hadn't eaten lunch yet!!
:dance::dance::dance:0
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