how much worse/better off will you be on UC?

iammumtoone

Just done my calculations

https://benefits-calculator.turn2us.org.uk

I will be £2,000 worse off a year when I move to UC.

Nothing I can do about it. I am glad I found out now so I can plan and prepare.

I suggest everyone does the same, that is a big drop so better to know early than it come as a surprise.

[Deleted User]

Some people don't any support - full stop.

iammumtoone

Deleted%20User wrote: »

Some people don't any support - full stop.

I know and I appreciate that- have I complained in my post? It is what it is and something always had to change with the benefits system.

I was just advising people to prepare early.

If you were to suddenly lose £2k off your annual income wouldn't you want to know about it beforehand. Whilst everybody knows it is coming I think the amounts are going to be a big shock to a lot of people.

WillowCat

If we simply switch from ESA to UC then we will be approximately £750 per year better off.

If I take on a part time job (which I intend to) - about £100 per week - then we will be approximately £4500 per year better off. This means I get to keep nearly all the money I make. Compare to ESA when I could only keep £20 per week then the rest is taken pound for pound from ESA.

iammumtoone

WillowCat wrote: »

If we simply switch from ESA to UC then we will be approximately £750 per year better off.

If I take on a part time job (which I intend to) - about £100 per week - then we will be approximately £4500 per year better off. This means I get to keep nearly all the money I make. Compare to ESA when I could only keep £20 per week then the rest is taken pound for pound from ESA.

Its good to know some will benefit, especially those on ESA who need it. I have changed the thread title

bigbill

WillowCat wrote: »

If we simply switch from ESA to UC then we will be approximately £750 per year better off.

If I take on a part time job (which I intend to) - about £100 per week - then we will be approximately £4500 per year better off. This means I get to keep nearly all the money I make. Compare to ESA when I could only keep £20 per week then the rest is taken pound for pound from ESA.

Without fully checking I feel this UC calculation is incorrect, did you put that the person earning £100 weekly was on ESA? As that UC calculation above would be about right to mirror permitted work in ESA.

But if the person above working and earning £100 weekly was the ESA claimants partner I feel the calculation would be different.

WillowCat

bigbill wrote: »

Without fully checking I feel this UC calculation is incorrect, did you put that the person earning £100 weekly was on ESA? As that UC calculation above would be about right to mirror permitted work in ESA.

But if the person above working and earning £100 weekly was the ESA claimants partner I feel the calculation would be different.

Permitted work is great - but only the ESA claimant can do it. I am the claimant's partner, and he is too disabled to work, hence being on ESA. The claimant's partner on ESA can keep the first £20 of earnings, more than that and it's taken off ESA pound for pound. If working more than 24 hours then the ESA is closed altogether. As my partner is 'only' on middle rate care DLA we cannot claim any element of disabled WTC if it's me working.

On UC the system recognises the fact that the disabled person exists, and the LCWRA element would be payable (currently on support group ESA). The carers element is also payable. We are entitled to the higher work allowance as we have no housing costs so the first £397 per month of my earnings have no effect on the UC award. In addition the UC award is approx £15 per week more than the ESA award.