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Renovations and Repayments II: New Year, New Start, New Diary.
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I am so pleased to read your last post, Alex.
You sound so upbeat, long may it continue.
Take care.0 -
Apparently not, Karmacat.
Had a brilliant day with my wife, son and dog today. We've been out all day: walked a few miles, had a cafe lunch and spent time together. No parents, no 'phone calls, no visits.
Excellent :j:jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sounds like the best kind of day Alex.The best thing about the future is that it comes one day at a time. (Abraham Lincoln)0
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Thanks, all.
Had another good day today. Did have lunch with my parents and spent an hour with them before making our excuses to leave. They are going to Spain this week.
*Update*
Financial
Save /£1,500
Sell £3,068.77/£4,000 - a strange amount as we decided to declutter some old books. Sold them to a website for £68.77. £3,000 from two pens and a steering wheel.Wasn't sure about selling one of the pens but I haven't used it in about 5 years and don't particularly like it despite its perceived desirability.
Overpay - /£250
Food budget /£450
Eating out budget /£150 - added this category as this has been getting out of control lately.
Life
Meat free days /10
Alcohol free days 4/28
Books /3 started one related to work.
Sort my sleep habits out (again) hoping to be in bed for 11.30pm tonight.Ready to potentially have guided meditation on.
Work
Keep the computer organised
Keep learning
Journal2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Thanks, all.
Had another good day today. Did have lunch with my parents and spent an hour with them before making our excuses to leave.
Sell £3,068.77/£4,000 - a strange amount as we decided to declutter some old books. Sold them to a website for £68.77. £3,000 from two pens and a steering wheel.Wasn't sure about selling one of the pens but I haven't used it in about 5 years and don't particularly like it despite its perceived desirability.
Hope you slept well - can't find a sleep smiley though2023: the year I get to buy a car0 -
Yes, I finally slept well last night. Had a great day today: work, Mrs. K. came home from work early so we could walk the dog together as a family and a nice dinner.
There!!!8217;s a lot of things I!!!8217;d like to move on. We have started to look at kitchen options and think about what type of wood we would like our cabinets to be. Current favourite is natural oak with a polished marble top. However, I do like this deco effort: https://www.smithandsmith.com.au/deco-kitchen/don!!!8217;t think our house would take it, though.
2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Good news on the pen.
You are right to sell them if they dont bring you joy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I have a collection. Some I still like and use often, some I don!!!8217;t and have been hanging onto for the sake of.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Nice kitchen Alex, I think you can get away with much more mixing of eras and styles nowadays.MFW 67 - Finally mortgage free! 💙😁0
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Ooh, marble instead of granite. Me likeeee2023: the year I get to buy a car0
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