Dormant Account

eskbanker

Nelix wrote: »

There is nothing special regarding this old account, however, I had hoped to be able to obtain bank statements to help identify possible PPI payments in order to claim them back.

Is it perhaps possible that the account had PPI associated with it and it was actually invoked to pay off the overdraft after you lost your job?

Nelix wrote: »

If I remember correctly I stopped using the bank account after losing my job, however, I also seem to remember that there was an overdraft on the account which I don't think ever got repaid.

Nelix

The PPI was not on the bank account, it was on a separate finance agreement totally separate from Barclays but the payments were taken from this account.

deadendwaterfall

If you try to transfer a sizeable amount of money into a dormant account, for example, £500, would that trigger any suspicion with the bank?

jonesMUFCforever

deadendwaterfall wrote: »

If you try to transfer a sizeable amount of money into a dormant account, for example, £500, would that trigger any suspicion with the bank?

If you tried the payment would bounce back - dormant accounts are for all intent frozen.

born_again

Nelix wrote: »

There is nothing special regarding this old account, however, I had hoped to be able to obtain bank statements to help identify possible PPI payments in order to claim them back.

20 year old account...

I doubt that you would stand a cat in hell's chance of getting any statements from that far back.

PPI claims ended 29/08/2019.

Notepad_Phil

born_again wrote: »

Posted by Nelix
There is nothing special regarding this old account, however, I had hoped to be able to obtain bank statements to help identify possible PPI payments in order to claim them back.

20 year old account...

I doubt that you would stand a cat in hell's chance of getting any statements from that far back.

PPI claims ended 29/08/2019.

Yes but Neelix entered that post on 30-12-2017.

Don't worry, you're not the first to get caught out and you surely won't be the last.

18cc

I give Barclays my custom because they pay me £14 a month

born_again

Notepad_Phil wrote: »

Yes but Neelix entered that post on 30-12-2017.

Don't worry, you're not the first to get caught out and you surely won't be the last.

Seems we are getting a lot of OLD threads getting revived for no real reason..:mad:

Note to self must check date of op's :j

deadendwaterfall

jonesMUFCforever wrote: »

If you tried the payment would bounce back - dormant accounts are for all intent frozen.

Would they still honor CPA payments on it though, but demand you make alternative arrangements to pay them it back?

born_again

deadendwaterfall wrote: »

Would they still honor CPA payments on it though, but demand you make alternative arrangements to pay them it back?

Yes.
In that case the account would not be dormant.