Stupid new Halifax rule

yoshiyella

renegadefm wrote: »

Well the thing is its a very dangerous rule because it can leave people vunerable and if they are nearly out of fuel at risk of breaking down looking for an alternative garage.

The thing is my local branch said its a new rule just started December 18th. She said it won't work now at any fuel pumps. I asked her whats the reason behind the new rule, she just replied its to prevent customers getting overdrawn. But fuel is the one thing we need. Otherwise we could be left stranded somewhere.

The one thing we need? Priorities!!

DCFC79

renegadefm wrote: »

No I was only allowed a basic account as I was bankrupt. But now I'm distressed to be honest because if this applies to all fuel stations I'm screwed if I dont have cash. But what confuses me society are trying to put people off using cash. So how arw we supposed to cope if we cant use the cards in some places.

Were you not pre warned of this change ?

No messages in your message box when you login ?

Ive not been put of using cash nor have alot of people I see everyday, cash is king as they say.

renegadefm wrote: »

The thing is it could leave people vunerable without or low on fuel. Especially women who could have children in the car. Its not just unfair its discusting.

Well I hope the bank would inform customers of this change.

renegadefm wrote: »

Ok I have an update which might affect more people than I first thought.

I just got off the phone to Halifax, and this new rule has come from Visa and will affect all basic bank accounts eventually.

So anyone with a basic bank account won't be able to use a card only reader at fuel pumps.

We would have to only use fuel pumps that have a manned kiosk or use cash.

I personally find this ridiculous. They are making cash obsolete or trying to, yet now we cant use card payments for fuel.

Not making cash obsolete, maybe there's another reason.
As mentioned either upgrade your account or open an account with another bank but not a basic account.

renegadefm

No I wasen't notifyed of this change. I found out when my card wouldnt work.

ceredigion

DCFC79 wrote: »

Were you not pre warned of this change ?

No messages in your message box when you login ?

Ive not been put of using cash nor have alot of people I see everyday, cash is king as they say.



Well I hope the bank would inform customers of this change.



Not making cash obsolete, maybe there's another reason.
As mentioned either upgrade your account or open an account with another bank but not a basic account.

Has been bankrupt, cause and effect

PeacefulWaters

renegadefm wrote: »

I personally find this ridiculous. They are making cash obsolete or trying to, yet now we cant use card payments for fuel.

Yes you can. Just go to a petrol station that uses those cashier thingies. Dead clever solution.

stevenhp1987

renegadefm wrote: »

No I was only allowed a basic account as I was bankrupt. But now I'm distressed to be honest because if this applies to all fuel stations I'm screwed if I dont have cash. But what confuses me society are trying to put people off using cash. So how arw we supposed to cope if we cant use the cards in some places.

How are you "screwed if you don't have cash"?

Your card is online only, like 99% of the Basic accounts are - meaning, among many things, they cannot be used at the self-serve petrol pumps. That means you can only pay at the cashier (kisok) and cannot use the automated pumps. If the cashier is open (kiosk), you can pay via card.

Carrying cash in this situation doesn't help if the cashier/kiosk is closed and you can pay by card when it is open.

DCFC79

ceredigion wrote: »

Has been bankrupt, cause and effect

You got me guv, missed that bit.

meer53

They're helping you by not allowing you to be overdrawn.

jonesMUFCforever

I have read somewhere (you will have to take my word for it because I can't find the confirmation) that 99% of offline transactions will become online during the next 12 months or so - it is a case of petrol stations upgrading their pumps.
The two main retailers who will not adhere (for now) are TFL the tube, and Macdonalds.

Until that time I can only advice the OP to keep am emergency £20 in his wallet in case there is no manned kiosk.

EarthBoy

renegadefm wrote: »

I just got off the phone to Halifax, and this new rule has come from Visa and will affect all basic bank accounts eventually.

It might be a new rule to the Halifax, but most basic bank accounts have worked this way for a long time.