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Can i Claim from a old Insurance?

Could you please tell me if i can claim anything back from an old Life Insurance please? many years ago i took out a life Insurance with Legal & General and i paid it till it finished i was then told by them it was finished as i had paid the full amount of time and that was that, can i get any of that money back as i am no longer with them and have no paperwork from it?. i would be grateful for some help.

Comments

  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Could you please tell me if i can claim anything back from an old Life Insurance please?

    Only if it is still inforce and one of the lives assured has died.
    i was then told by them it was finished as i had paid the full amount of time and that was that, can i get any of that money back as i am no longer with them and have no paperwork from it?.

    Be thankful it hasn't paid anything out. That would mean you or anyone else covered on the policy would be dead. Most people would be happy that their life assurance has hit the end date without anyone dying.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ladyp62 wrote: »
    can i get any of that money back
    Life insurance is not refunded simply because you haven't died, in the same way you won't be refunded car insurance if you don't crash.

    Understand that the PPI mis-selling scandal applies solely to PPI, not every other random insurance policy you may have had.
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