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Middle name not on title deeds

We are in the process of selling our house. Our solicitor has contacted to say that the buyers solicitor has said that my name on the title does not match my ID. It appears that my middle name is not on the title deed. They have asked that I change this with land registry. Do I need to do this? I can not provide eveidence of name change because it has not changed. It seems that the only person gaining here would be the solicitor charging a fee for looking at my documents and verifying that I am the same person.

Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It should not be necessary, but the buyer's soicitor is being ultra cautious.

    If you are doing the conveyancig yourself, I can see that this would be justified.

    If you are using a solicitor yourself, (s)he should be able to satisfy the other side that (s)he has verified of your ID.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why is your buyer's solicitor looking at your ID in the first place?

    Anyway, tell your solicitor to tell the other solicitor to stop being pedantic. Perfectly normal for people to omit their middle names from time to time, it doesn't mean they're different people.
  • Land_Registry
    Land_Registry Posts: 6,168 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    You will often find that a mortgage lender takes issue with names that differ between the register and anything else.

    It's not unreasonable for others to do so as well and that would include a solicitor who needs to be sure they are buying from the right person. And ourselves. If they don't ask then we will.

    Your legal name includes the middle name so that's what you need to match. Simply complete a form AP1 and send it in with a copy of your driving licence if a copy of the passport page bearing your name.

    No fee. And just complete panels 1-7 inc and 15
    We'll update the register to say you are also known as......

    The alternative is to confirm everything with your own solicitor and ask them to apply. As long as they confirm they act for you and certify the correct name we can usually do the same update.
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Out of interest, do titles need to match as well? E.g. being Dr on some paperwork and Ms on other?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    By 'eck! You ain't one o'them noo-fangled women docs are yer?
  • Land_Registry
    Land_Registry Posts: 6,168 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 December 2017 at 12:02PM
    Lysimache wrote: »
    Out of interest, do titles need to match as well? E.g. being Dr on some paperwork and Ms on other?

    Ms is not a title reflected on the register. We used to add 'his wife' (if known and appropriate) a few decades ago but not any more

    Titles such as Dr or Sir can be registered but they are not seen as a key part of your name for registration purposes. So a missing Dr would not always lead to a query on our part but we treat it all on merit so if other Qs arise we might query depending on what is being registered, who has lodged it.

    Begs Q though why Ms on some paperwork and Dr on other - if there's a reason fir it and you know there are differences best to explain up front when applying to register
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • moneyistooshorttomention
    moneyistooshorttomention Posts: 17,940 Forumite
    edited 28 December 2017 at 3:20PM
    davidmcn wrote: »
    Why is your buyer's solicitor looking at your ID in the first place?

    Anyway, tell your solicitor to tell the other solicitor to stop being pedantic. Perfectly normal for people to omit their middle names from time to time, it doesn't mean they're different people.

    Depends on circumstances possibly. If someone has a pretty common name, then I'd guess it could make a difference. In my home area there is certainly a woman in similar agegroup to myself with same first name/surname as myself.

    Knowing this, I would make sure I gave my middle name too (even though her surname wasnt "hers", as she'd taken hubbie's surname) and my surname is/will always be my own.

    In some areas of the country it would be a lot more important to make sure all names were given (because of a lot of people sharing the same surname).
  • Ms is not a title reflected on the register.

    Seriously? Well that needs sorting! Who do I write to?

    What title is used for women who put Ms on everything? Any at all or none?
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Depends on circumstances possibly. If someone has a pretty common name, then I'd guess it could make a difference. In my home area there is certainly a woman in similar agegroup to myself with same first name/surname as myself.

    Knowing this, I would make sure I gave my middle name too (even though her surname wasnt "hers", as she'd taken hubbie's surname) and my surname is/will always be my own.

    In some areas of the country it would be a lot more important to make sure all names were given (because of a lot of people sharing the same surname).
    Yes, it's possible, but pretty unlikely - and only marginally more likely than two people with completely identical names - how do you know that the John Smith you're looking at is the same John Smith who owns the property?

    And I'm not sure what the Land Registry procedure outlined above adds in the way of security, if you've already seen ID etc yourself.
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