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FPO on vanquis card overpaid
Hoogle
Posts: 214 Forumite
in Credit cards
I know I messed up but cant seem to find anything in their faq, or terms and conditions.
I am trying to build up credit history as I have no credit etc so I got a vanquis and aqua credit card. I am unable to pay my bill online with aqua as i get an error so I set up a faster payments with my bank not a problem. However today I wanted to have all my cards cleared for 2018 so went to make a faster payment of £65 to aqua but accidentally clicked the 1 for vanquis which is going to put me £65 credit as I paid the £100 balance by debit card and then the faster payment will also go out tomorrow as scheduled by my bank meaning I have overpaid by £65. will they just reject either the debit card payment or FPO tomorrow automatically or am i going to get charged for over payment and or card revoked. etc
I am trying to build up credit history as I have no credit etc so I got a vanquis and aqua credit card. I am unable to pay my bill online with aqua as i get an error so I set up a faster payments with my bank not a problem. However today I wanted to have all my cards cleared for 2018 so went to make a faster payment of £65 to aqua but accidentally clicked the 1 for vanquis which is going to put me £65 credit as I paid the £100 balance by debit card and then the faster payment will also go out tomorrow as scheduled by my bank meaning I have overpaid by £65. will they just reject either the debit card payment or FPO tomorrow automatically or am i going to get charged for over payment and or card revoked. etc
0
Comments
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You don't get charged for overpayment - that would be a ridiculous t&c.
You'll just be in credit on the card.0 -
You definitly wont be charged, if you give them a ring they will refund it back to you.0
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As suggested you could request a refund or alternatively just use the card next time you need fuel or for food shopping, i.e. spend it on something you would have purchased anyway.0
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