We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

FPO on vanquis card overpaid

I know I messed up but cant seem to find anything in their faq, or terms and conditions.
I am trying to build up credit history as I have no credit etc so I got a vanquis and aqua credit card. I am unable to pay my bill online with aqua as i get an error so I set up a faster payments with my bank not a problem. However today I wanted to have all my cards cleared for 2018 so went to make a faster payment of £65 to aqua but accidentally clicked the 1 for vanquis which is going to put me £65 credit as I paid the £100 balance by debit card and then the faster payment will also go out tomorrow as scheduled by my bank meaning I have overpaid by £65. will they just reject either the debit card payment or FPO tomorrow automatically or am i going to get charged for over payment and or card revoked. etc

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.