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Time to mend and make do, beg, borrow and barter.
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Evening folks - starting to feel more superhuman again, or at the very least. HUMAN.
Looking at banks and crazy cards.
My phone now has all apps so I can access everything and I have texts set up to tell me if anything is up.
Baby step.
Paid 112.06 (minimum payment) to the Terrible Sulky Barstewards for now and will see how much I can overpay over the month where I make small gains. I know from experience, paying everything over then being overcome by something unexpected is not cool. Patience is the game I play. That takes that card >£4k which is a bonus. And, makes me happy.
Put in my expenses, these were far greater than I expected. No prizes there for knowing that all the wee things add up.
I've been under the weather so takeout and eating out spends have been reduced vastly. Its no bad thing to eat from the stores. Still not a big appetite so its been largely toast or toast. Which isn't so very expensive.
Car has a puncture so I need a new tyre but heading out on a work trip so I can combine the costs and claim back mileage.
Tea from the stores tonight. Simples.
Need to go chookies for eggs and see if they deserve a wee bit of extra grain
Hope everyone's had a good bank holiday.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Evening lovely lass. Glad you're starting to feel better - I'm currently snuffling myself and feeling rather sorry for myself (but this is just a cold, not flu thank goodness). Patience is indeed the key - you will triumph!
(PS, I found your birthday card from last year here the other dayMaybe if you're lucky you might get it in time for next year
:rotfl: :rotfl: :rotfl: )
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Delurking again to say that OH and dog have had a fab afternoon at "your" gardens, now I can picture where my lovely snowdrops came from. Hope that you are on the mend now.
MM
*and me lol*The best thing about the future is that it comes one day at a time. (Abraham Lincoln)0 -
Cheery you do make me giggle lass! I hope you're well.
Maddie - aw man I hope you had fun, wish I'd had time to say Hi to you - hope you enjoyed the new cafe too? Tis a gorgeous place.
Evening all - busy week. Been watching what I'm spending and I'm doing that classic, not spending time to shop but shopping on the way home not quite a £20 a go basket but not far off.
Took time to do an online shop tonight - £43 spent for all the staples and bits that take me to the coup every night after work.
Mr has been off biking and I've with helping the parental shop. Borrowed a wheelchair from work which is helping until the ordered one arrives.
Had a wee adventure over weekend in the camper - which was not so spendy but fed the soul.
This week I've cooked lots so the takeaway bills been a bit smaller. I have to say I did spend on food 'out' today, but its been a long, tiring emotional day.
Happy Sunday I'm off for a bath and an early night.
Banks ok more than half the wages left and its almost half way through the month, I've spent for work this week so need to claim that back.
Like really.
Cards - one is 4001.56 so I've paid 6.56 to that to get it under £4k - its now 3995.00
Its a start.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Sending hugs to help with the emotional stuff xoxoxPippilongstocking wrote: »...Banks ok more than half the wages left and its almost half way through the month, I've spent for work this week so need to claim that back...
Well done on the bank balance Pips!:D
Don't forget your claimEvery penny adds up!!!
Last financial year I almost missed out on 400 pounds with my tardiness - this year my claim is already done for the first 60 spent which hasn't even hit my card yet!:rotfl::rotfl::rotfl:4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0 -
Good to hear from you :wave:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sending hugs and condolences from both of us.
xxx4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0 -
Thinking of you all.
Sending love. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:kisses3: Thinking of you0
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Big hugs Pippy :grouphug::j Proud Member of Mike's Mob :j0
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