Potential issues with not being invoiced for buildings insurance & ground rent?

JJAM

I own my flat (leasehold) and have been paying ground rent and buildings insurance to a management company (as such) for some time. Two years ago, that company decided to sell on their interests in the property and a new company got involved.

My issue is that I have not been asked for ground rent or buildings insurance since November 2015 (at that point, I was still paying these charges to the former company with the last payment covering ground rent up to the end of November 2016). I have been in touch with people at the new company on occasion, and did ask to be invoiced for the usual annual charges last January. I was told that this would be forthcoming, but I received no invoice/demand.

I have checked with the insurance company dealing with the buildings insurance and they have confirmed that it is active on the property.

I'm about to contact the company again to remind them of there being two outstanding sets of charges now, but are there any potential issues that could arise by these payments not being made despite expressing my intent to pay them? It is a property in a part of London that's seeing a lot of regeneration and, being the only property owner in the building, I am aware that the management company would ideally want to buy my flat.

Excuse my ignorance but I'm pretty clueless at this kind of thing, as my dad used to help me a lot with stuff like this when he was alive - thanks in advance!

Tom99

[FONT=Verdana, sans-serif]Ground rent certainly has to be demanded before it becomes payable and I guess the same would apply to insurance, particularly since you won't know how much to pay.[/FONT]
[FONT=Verdana, sans-serif]You have confirmed the important point which is that the building is still insured. [/FONT]

G_M

There are 2 risks I can think of.

1) the property is uninsured but you've checked this

2) the demand for payment was sent but not received, and you get hit with late payment/legal fees. Check if it was sent, and if so where it was sent.

moneyistooshorttomention

In your position I'd certainly be making sure I had written proof of my communications with them and ensuring that anything I sent by post was sent recorded delivery or the like.

JJAM

Any correspondence re these matters has been by email since the new company got involved. However, I will chase this up immediately - previously, I always included a SAE with payment so that receipts for ground rent and buildings insurance were sent to me.