inactive credit card

sanova76

Thanks for all the replies.

As I mentioned on my original post, I'm trying to save money. Even I used it for small transaction, I'll end up with some payment protection fee. Maybe I'll use it in the New Year...


Thanks again.

[Deleted User]

sanova76 wrote: »

Even I used it for small transaction, I'll end up with some payment protection fee.

Do you really need PPI? Especially if you're not working?

System

Another option is for them to reduce the credit limit - i hadn't used a card for about 9 months and they reduced the limit to £500 without notice.

You don't pay PPI if you pay off the balance in full IIRC.

fozmcfc

Regards Barclaycard, my Egg card became Barclaycard years back, had a zero balance on it at the time and have never used it.

Looking at incentives they have given to customers requesting closure, I'd say, they don't seem to worry about dormant accounts.