We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Checking past credit report
jo1982
Posts: 30 Forumite
Does anyone know if you can get hold of past credit reports, even though I was not a member of the CRA until last month?
0
Comments
-
Credit reference agencies hold reports on anyone who has ever had a bank account, credit, applied for credit, utilities, car insurance etc. You don't have to be a member.
Your credit file can only legally contain the contents of the last 6 years due to Statute of Limitations laws but you will see the contents of the last 6 years when looking at your credit record on Noddle, Clearscore or whoever.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thanks, I am trying to find out if a default was applied to my credit report by the OC. They deleted my account before Lowell was assigned the debt, but they recorded a default.0
-
Just check all three files to see what is there.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards