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Checking past credit report
jo1982
Posts: 30 Forumite
Does anyone know if you can get hold of past credit reports, even though I was not a member of the CRA until last month?
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Comments
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Credit reference agencies hold reports on anyone who has ever had a bank account, credit, applied for credit, utilities, car insurance etc. You don't have to be a member.
Your credit file can only legally contain the contents of the last 6 years due to Statute of Limitations laws but you will see the contents of the last 6 years when looking at your credit record on Noddle, Clearscore or whoever.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thanks, I am trying to find out if a default was applied to my credit report by the OC. They deleted my account before Lowell was assigned the debt, but they recorded a default.0
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Just check all three files to see what is there.0
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