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Missed 3 card payments - how bad?

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  • Credit score is listed as 544

    Ooh. If you'd got three numbers the same, you'd have won a small cash prize.
  • Ooh. If you'd got three numbers the same, you'd have won a small cash prize.



    Ive actually got 555...


    2/5


    what do I win :-)


    file.png
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 19 December 2017 at 9:09AM
    given ive a few 5 figure defaults on file, its shows how irrelevant the number is
  • fatbelly wrote: »
    It looks like you've dodged a bullet. Defaults are registered after 3-6 missed payments so you've not got one.

    Thanks. Is there a chance that it might turn up on the December update? My need Noddle report is ready in about 2 weeks.

    The last late payment fee was charged on Nov 27th, and I paid the full balance on Dec 5th.

    From your comment it's clear that there is a big difference between 3 missed payments and a default.

    How big is that difference?
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