HMRC Ban credit card oayments

System

eskbanker wrote: »

You may be right that in some cases companies will be charged similar merchant fees for credit and debit cards but my point is that it isn't accurate to generalise that this is the case across the board as there is plenty of evidence to the contrary.

For example, take this thread from a few months ago, in which a small business confirmed that their merchant fees vary massively between debit and credit:Another poster on there also linked to Netpay Merchant Services whose current published charging structure for their Costco affiliate deal is 0.685% for credit cards and 0.385% for debit cards.

Hence my observation that a 0.1% variance at interchange level doesn't necessarily translate into a 0.1% variance in merchant fees....

I don't dispute what you say.
Not sure where our discussion was going now