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Templates for car finance psi
keza
Posts: 1,311 Forumite
hello, Im sos sorry for sounding a bit stupid but I cannot for the life of me find the templates to complain re ppi. can somebody point me in the right direct pretty please?
thanks
thanks
Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
0
Comments
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Templates are best avoided. The FOS has previously said that template complaints have a lower success rate than personalised complaints. This will mainly be due to people leaving things in templates that dont apply and can be easily refuted. The person then loses credibility and in balance of probability decisions, they can go against them.
The FOS do a questionnaire that you can use to send to your car dealer.
http://www.financial-ombudsman.org.uk/ppi/im-looking-for-your-ppi-forms.html
Remember that car dealers were not regulated until Jan 2005. So, apart from some branded car finance, the dealer can reject the complaint as being pre-regulation on those.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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