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Single, six kids and going to be debt free!
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So debt number 2 is now paid off! Wages have gone in and I have allocated money. I have never only been halfway through the month and have over half the rent and nursery fees already saved up ready!0
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You will be 'month ahead' in YNAB before you know it.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
Hopefully Wishing! That is the plan to get ahead of myself, although it probably won't happen for a few months as my work are changing my pay day!
I think just being on here and posting is making me think more about my spending and I am really reluctant to spend any money now! I don't even like spending my money that I am saving for certain things!0 -
Just a quick one to say a huge well done! You are smashing this, really.Paid - 7095/26218 - Total0
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Thanks Coffee. I hate spending money now! I can't wait until it is all paid. I will have so much money spare a month, I won't know what to do with it all!
Yesterday was a spendy day. I treated the four oldest kids to an hour at a local trampoline park and then McDonalds for tea. I haven't been able to take any time off work as the only other person in the office has this week off as her main holiday of the year, so I am covering her job as well as mine. But that means I haven't been able to take the kids out as such. So instead after work yesterday we went out for a bit. I hated spending the money though even though it was budgeted for!0 -
That's an amazing spend! I went to the trampoline park with the boy when we had our week off and had SO MUCH FUN! I'm a bit jealous, can't wait to do it again!
Save the extra, you've got six to go through uniPaid - 7095/26218 - Total0 -
I must admit I Was a little jealous that I didn't pay for myself to have a go on the trampolines. I think next time I might have a go. Although knowing my luck, I would injure myself on the first bounce!
Yes that's very true about putting six through university! I do have a bit of a plan though as one day I would like to buy a house again. Not sure I'll ever be able to afford a house for all my lot to fit in, but a smaller house would be good. It won't be for many years though! But I have a plan for by the time I reach my next big milestone birthday!0 -
Hey I'm just catching up with all my fave diaries. It's funny about the trampoline park because we're going next week with our 2. I went on one for my son's birthday and let's just see my bladder isn't what it was pre-kids - I wasn't expecting it LOL.
You're doing so well , I feel like that debt must have disappeared because it's been long enough now for it to have resurfaced ?0 -
Oh God, if your bladder wasn't good after two kids, imagine what mine would be like after six of them! Maybe its best if I don't go on a trampoline! :rotfl:
And yes I am inclined to believe that my debt has truly disappeared so I'm counting it as paid!0 -
Go on the trampolines. The worst that can happen is a little loss of dignity and lets face it, after having a child who has much of that left? I say go and jump and play and giggle with your kids - they'll remember it forever.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600
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