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Do I have too much credit?
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ethranes
Posts: 69 Forumite
Hi,
I have a total of 5 credit cards with a combined limit of around 8k. I don't have any debts on them, they're all clear. I'll be getting a mortgage the first half of next year and wondered if anyone had advice on my credit situation.
Thanks :beer:
I have a total of 5 credit cards with a combined limit of around 8k. I don't have any debts on them, they're all clear. I'll be getting a mortgage the first half of next year and wondered if anyone had advice on my credit situation.
Thanks :beer:
Debenhams CLEAR||AMEX CLEAR||Barclay Card CLEAR||Halifax CLEAR
Council Tax 15/16/17 CLEAR
Council Tax 15/16/17 CLEAR
Updated: 30/6/2017
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Comments
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You have very low limits, so nothing to worry about in terms of too much available credit.0
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Get rid of 4 of them, remove temptation.........Hi,
I have a total of 5 credit cards with a combined limit of around 8k. I don't have any debts on them, they're all clear. I'll be getting a mortgage the first half of next year and wondered if anyone had advice on my credit situation.
Thanks :beer:I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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