Why are budgeting and bank accounts combined on one board?

RG2015

This board is for budgeting and bank accounts.

Surely these are completely different and should not be combined on one board.

agrinnall

You're right, and it's not the only board where two unrelated things have been arbitrarily combined, but this is not the place to post about it. Try here instead:

http://forums.moneysavingexpert.com/forumdisplay.php?f=50

AirlieBird

It used to be Budgeting and current accounts. The link is expenditure. Budgeting is about planning expenditure and current accounts are (supposed to be) a place to hold your monthly expenditure and to facilitate payment of some of that expenditure.

It comes from the piggybank technique that the site advocated where that after money that was transferred to other accounts for special purposes what was left in the current account was what you had to spend that month.

I do think there is a case to review this and the savings board as there is a lot of duplication between the two.

RG2015

agrinnall wrote: »

You're right, and it's not the only board where two unrelated things have been arbitrarily combined, but this is not the place to post about it. Try here instead:

http://forums.moneysavingexpert.com/forumdisplay.php?f=50

Thank you for your reply and I know that you are correct.

However, I deliberately posted here because this is where people post and choose to read about budgeting and banking. Far more people will read the post here than if I put it on the feedback board. Hence there will likely be a far greater reading and responding count.

I do hope that nobody moves the thread to a board that is far less frequented.

RG2015

RG2015 wrote: »

Thank you for your reply and I know that you are correct.

However, I deliberately posted here because this is where people post and choose to read about budgeting and banking. Far more people will read the post here than if I put it on the feedback board. Hence there will likely be a far greater reading and responding count.

I do hope that nobody moves the thread to a board that is far less frequented.

Many thanks for moving my thread into obscurity.

But I guess that rules are rules.

RG2015

Strange that a thread entitled "A new sub-board fro crypto-currencies" by an MSE staff member was placed on the savings and investment board and not on the site feedback board.

EachPenny

RG2015 wrote: »

However, I deliberately posted here because this is where people post and choose to read about budgeting and banking. Far more people will read the post here than if I put it on the feedback board. Hence there will likely be a far greater reading and responding count.

I do hope that nobody moves the thread to a board that is far less frequented.

Hopefully the link on the B&B board will remain long enough for people to see it.

I think the point you make ties in with the question being asked on the Investments and Savings board about Cryptocurrency.

Savings and investments are very different things. It would make more sense for Savings and banking to be on the same board as there is significant overlap between the two these days - often a current account is required to hold a particular savings account and, as we all know, some current accounts are the best place to put savings.

It would still leave the cryptocurrency question to be resolved, but that might perhaps be more easily done if there is a separation between 'investments' (with their associated risks and knowledge requirements) and 'savings' which have a somewhat different audience.

alanq

EachPenny wrote: »

Hopefully the link on the B&B board will remain long enough for people to see it.

I cannot tell you if anyone will choose to remove it but I can assure you that the link has not been set up to expire automatically.
(It wasn't me that moved the thread)

RG2015

RG2015 wrote: »

Many thanks for moving my thread into obscurity.

I was sure that this thread had disappeared from the budgeting and banking board.

Can a thread exist in two places at the same time like in quantum mechanics?

isasmurf

RG2015 wrote: »

Many thanks for moving my thread into obscurity.

But I guess that rules are rules.

Its many years since I was a board guide but from what I recall the instructions were not to move threads unless they were very obviously posted to the wrong board.

EachPenny

alanq wrote: »

I cannot tell you if anyone will chose to remove it but I can assure you that the link has not been set up to expire automatically.
(It wasn't me that moved the thread)

Thanks, what I meant was how long before the link drops from page 1 onto page 2... which is effectively when this discussion will enter the obscurity that RG2015 so fears