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trust based pension

I have contacted the provider of one of my old company pensions (Standard Life) about transferring out to my SIPP. They have come back and said it is a trust based pension so I have to follow a different process. This was a new term for me - is there anything I need to be aware of in the context of a transfer? The transfer value is £15k
Thanks in advance
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Comments

  • dunstonh
    dunstonh Posts: 120,322 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Trust based and contract based are the two main terms for money purchase schemes. Trust based tend to be occupational pensions. That means rather than Std Life being your contact point, there is usually an administrator company. If you send stuff in via the provider, they normally forward it to the administrator company to handle.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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