2018 1% Challenge - 100 ways to make your 1%

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  • AdventureWanted
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    Hi, newbie here. Can I join please? My 1% is £180. Determined to be debt free as soon as I can. Will try my hardest

    Hi, welcome to the 1% challenge. I have assigned you number 23 on the challengers list. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
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    *JaneDoe* wrote: »
    Hello!! Can I join please?

    My 1% is £100. Some months I will be able to add lots, some months; not a lot.

    Good luck to everyone with their goals!!

    Hi, welcome to the 1% challenge. I have assigned you number 24 on the challengers list. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
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    Just wanted to say a quick hello :hello: to you all. I am looking forward to hearing how you are all getting on with your 1%s. Well done to those who have already started the challenge.

    I’m hoping in January to start decluttering our house and garage so fingers crossed I can sell some of the bits to raise a couple of %s. Other than that I’ll mainly be paying debt with additional hours worked and keeping an eye on my budget to allow me to make additional debt repayments.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Nicki_Sue
    Nicki_Sue Posts: 1,261 Forumite
    Photogenic Name Dropper First Post First Anniversary
    edited 29 December 2017 at 5:04PM
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    What a great idea! I've set up my grid in a sheet on my finance spreadsheet. I currently have £700 outstanding on a credit card so if I'm looking at this right my 1% is £7. I'm putting all my £7's into a separate account and will add them to my minimum payment each month. I think that after this is paid off that I will use the same system for saving.
    MSE-ing since 2007
  • Lauralozzle
    Lauralozzle Posts: 719 Forumite
    First Anniversary Name Dropper Photogenic First Post
    edited 29 December 2017 at 6:14PM
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    Hello,

    I’d love to join this challenge. Small steps seems like a good idea and I love the idea of celebrating each 1%

    Total debt is £11,031.10 (includes x3 Credit Cards and Car Finance).

    So Lauralozzle - Total Debt: £11,031.10. 1% = £111

    Looking at it like that doesn’t look so bad after all. :)
    February Grocery Budget: £190.75/£350.00
    NST no. NSD 4/15
  • Littlebigmoose
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    Thank you. Could not find the option to subscribe on my phone until I turned it sideways:)
    #7... 3 - 6 month Emergency Fund Challenge (part 2)
    #25... 2024 Cash Envelope (or online) Saving Challenge

  • cybertortoise
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    #2 checking in with 8%

    Finally I am off the starting block!
    Restarted my journey toward financial stability on 1st September 2021 - I will succeed!

    Total debt - £39888.13 @ 31.08.21

    Current debt - £21270.51 @ 29.12.2023
    Paid to date: £18617.62

    DFD: Aiming for end of 2028
  • Xandersmum
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    Hiya, would love to join this!

    The debt I'm tackling is £3990 - so 1% is 39.90

    Currently decluttering and selling any junk of value - hoping to raise 10% this way!

    Make £10 a day June 103.04/300


    Declutter 2018 in 2018 3/2018

  • *JaneDoe*
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    #24 checking in with 2% Early pay day for January. £200 down only £9800 to go! ��
  • AdventureWanted
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    Nicki_Sue wrote: »
    What a great idea! I've set up my grid in a sheet on my finance spreadsheet. I currently have £700 outstanding on a credit card so if I'm looking at this right my 1% is £7. I'm putting all my £7's into a separate account and will add them to my minimum payment each month. I think that after this is paid off that I will use the same system for saving.

    Hi, welcome to the 1% challenge. I have assigned you number 25 on the challengers list. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
This discussion has been closed.
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