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2018 1% Challenge - 100 ways to make your 1%

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  • Hello there. Can I sign up to the challenge please. My husband's debts have just been combined with my DMP so it's gonna be a long haul with the payments we can currently afford. Breaking it down to 1% will make it seem far easier as I can now ignore the big total ( I know it's still real!)
    Total was 35213 at new year so my 1% is 352.13. I'm hoping to get to 6% maybe 7% if I can by end of the year.
    I'm almost at 0.5 lol.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    #21 checking in with a small payment which means I'm now at 6% paid off so far:)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • I like this thread sharing and supportive rather than just number crunching. Week 2 next week of no coffee shops so hopefully will be off the mark.
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • LuckyPenny
    LuckyPenny Posts: 1,301 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    edited 7 January 2018 at 8:45PM
    Sold a dress for £7.50 on eBay and 'spent' £3.95 of my wobbled costa points on a sandwich and £4 Blue Rewards on my Barclays account. LP x
    Competition wins £14,136.30[\COLOR]
  • Count me in - Total Debt - £30,634.52 = 1% £306.35. Large amount but doable.
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 7 January 2018 at 10:16PM
    Adventure wanted would it be possible to change my 1% total as i was planning to clear my loan this year however i have decided to keep my car for the time being at least and now i want to focus solely on my credit cards and then next year tackle my loan. Based on that my new 1% would be £41 and my current 1% paid off would be 6.10%

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • #24 adding 1% to my total from a mixture of tips, surveys and making a hash of budgeting for the month! :rotfl: thankfully in my favour!! Total now up to 3% well done to everyone so far. Great challenge, very motivating! :beer:
  • Steve1097 wrote: »
    Please can I join. Love this idea.

    My total debt is £13,742.07 (looks scary like that!)

    so my 1% is £137 - I'm going to round it up to £140

    Bring it on!!

    Hi, welcome to the 1% challenge. I’ve assigned you number 31. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Hello there. Can I sign up to the challenge please. My husband's debts have just been combined with my DMP so it's gonna be a long haul with the payments we can currently afford. Breaking it down to 1% will make it seem far easier as I can now ignore the big total ( I know it's still real!)
    Total was 35213 at new year so my 1% is 352.13. I'm hoping to get to 6% maybe 7% if I can by end of the year.
    I'm almost at 0.5 lol.

    Hi, welcome to the 1% challenge. I’ve assigned you number 32. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Count me in - Total Debt - £30,634.52 = 1% £306.35. Large amount but doable.

    Hi, welcome to the 1% challenge. I’ve assigned you number 33. If you could mention your number when checking in that’d be great. Good luck with your 1%s.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
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