We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Hampshire Trust Bank

Never seems to appear in best buys that I can see.
I have a 30 day notice account paying 1.65%.
Still way below inflation but it’s the best easy / short term access account I have found.

Comments

  • jimjames
    jimjames Posts: 19,117 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Apart from current accounts and regular savers that pay up to 5%. Unless you have tens of thousands you can probably get better rates with those
    Remember the saying: if it looks too good to be true it almost certainly is.
  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 10 December 2017 at 8:34PM
    Liffy99 wrote: »
    Never seems to appear in best buys that I can see.
    I have a 30 day notice account paying 1.65%.
    Still way below inflation but it’s the best easy / short term access account I have found.
    Are you sure it's 1.65%? It says 1.45% on the website for the 90 (not 30) day notice account - - and even that sounds wrong, as it's also the rate for their 1 year Bond. I couldn't find a 30-day notice account - - do you have a link? Is yours an issue that's now withdrawn?

    15znuj8.jpg
  • Chloe_G
    Chloe_G Posts: 416 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I have always found Hampshire Trust Bank to be very good. They are one of the few banks who passed on the full base rate rise.
  • drphila
    drphila Posts: 371 Forumite
    Part of the Furniture 100 Posts Name Dropper
    colsten wrote: »
    Are you sure it's 1.65%? It says 1.45% on the website for the 90 (not 30) day notice account - - and even that sounds wrong, as it's also the rate for their 1 year Bond. I couldn't find a 30-day notice account - - do you have a link? Is yours an issue that's now withdrawn?

    15znuj8.jpg

    Existing customer rates are higher - I have 1.65% on 90 day account
  • badger09
    badger09 Posts: 11,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    drphila wrote: »
    Existing customer rates are higher - I have 1.65% on 90 day account

    Then it would have been helpful if OP had mentioned that in their post:cool:
  • Yes, sorry. The 1.65% was for my pre-existing account.
    1.45% is still pretty competitive though.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Liffy99 wrote: »
    1.45% is still pretty competitive though.
    Except they have now corrected the obvious error on their website and the rate for 90-day notice account is 1.25%. You need to lock your money away for 12 months if you want 1.45% from them.
  • 18cc
    18cc Posts: 2,120 Forumite
    1.45% for 1yr account is OK bu not that competitive - you can get 1.85% from eg Atom bank
  • drphila
    drphila Posts: 371 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Several other banks are still offering 1.4/1.45 for 90 days
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.