We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Stability issues
ziggycj
Posts: 321 Forumite
I've just done a credit score for the first time and it came out as fair.
The areas that were affecting me were Stability and Credit applications. I recently switched to B bank and have swapped mobile phone contracts a few times this year.
Would being 'fair' mean it's unlikely I will get a mortgage? I'm looking to apply for a mortgage in the next month but didn't know the above areas impacted on credit score (I have always paid any credit in full)
Will closing a mobile contract really stop me getting a mortgage?
The areas that were affecting me were Stability and Credit applications. I recently switched to B bank and have swapped mobile phone contracts a few times this year.
Would being 'fair' mean it's unlikely I will get a mortgage? I'm looking to apply for a mortgage in the next month but didn't know the above areas impacted on credit score (I have always paid any credit in full)
Will closing a mobile contract really stop me getting a mortgage?
0
Comments
-
Ignore the score since it's meaningless.
It's the data on your files that matters.
Sign up with all 3 CRA's and check what data they hold on your files, ignoring the score!
A change in wind or the phase of the moon can change your "score"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards