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Zopa advice please

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Apologies if there is an existing thread covering this - I've looked but can't find one.

I have some funds in Zopa. Rates have been decent so far. I haven't signed up for one of the 2 new accounts and know that my returns will now sit into a holding account. I assume that the funds will shift from 'invested' to holding over the coming months as they are paid back.

I don't link the removal of protection by Zopa as this was an attraction for me. I'm uncretian whether or not to close my account, sign up fro one of the new versions with Zopa or look into an alternative peer product.


Any thoughts/ advice would be graet thanks.
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