We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2018
Comments
-
Afternoon all!
#006 checking in with £2316.28/£4000 please muppets
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
a_silver_lining wrote: »Quick question. Do people list what debt is left, so for example 7100/10k or what they have paid so far, 2900/10k?
For this challenge it is always the
Total amount paid // Target amount
as the spreadsheet is set so that I only have to put in the paid amount. When it's not put like that it takes me longer as I have to do the maths 1st.
PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
Thanks Muppets can I change my total to:
2900 / 10,000
I think it will be more motivating to acknowledge the amount I!!!8217;ve paid so far off the debt, even if only £200 odd of that was paid off this year.
Best get my bum in gear and make a direct payment this month! I can!!!8217;t keep waiting until my saving account matures in August!19/12/14: Spent 10 years of savings!!
:heart2: ..... to buy my first home. :heart2:
11K OP 31.03.19
Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!0 -
number 127 £275/8000!! IT'S GOING DOWN!!!!NSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]0 -
#72
£308.09 payment made to Virgin Money CC today.
#72 [B]£3669/ £6657[/B]I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
[STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
[STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
EF 3 month goal £2,000/£3,500
HOUSE DEPOSIT £0/£20,0000 -
Muppets I tried to bold and change the colour but it seems I've failed! Sorry !!!55357;!!!56867;I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
[STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
[STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
EF 3 month goal £2,000/£3,500
HOUSE DEPOSIT £0/£20,0000 -
morning :hello:
Sent £10 towards the halifax card
brings my total to £2702.57 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£200 for me today.
#16 £1752/£5552LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Morning
£87 paid off to CC.
Tomorrow is a BIG day in the way of debts. We plan to clear one CC and debt balance will be a 3 figure number on a 0% finance loan.
#72 £3,756 / £6,657I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
[STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
[STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
EF 3 month goal £2,000/£3,500
HOUSE DEPOSIT £0/£20,0000 -
Morning all,
#006 checking in with £2482.44/£4000 please muppets
Made an OP to the Zopa loan - I absolutely love zopa, they make it so easy to make extra repayments Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards