We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2018

Options
17172747677203

Comments

  • Been a hard month with lots to pay for so no additional payment but lots of items sold on selling sites so hoping for some sales in March.

    Monthly Dd taken so another £50 gone
    #064 declaring[/COLOR]

    £202.73/£5000
    #030 Sealed Pot 2019 Challenge - Declare 31st Oct
    #064 Pay debts by Xmas 2019 Challenge - £3390/ £3390 :money:
    #015 £2 savers club 2019 - target £200
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Sent something back that I didn't need last week, the refund of £85 was processed today so I can pay that off my debt:

    #145 £6279.79 / £19261 (32.60%)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    £10 sent towards the Halifax brings my total to £2251.74 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    #006 checking in with £2056.85/£4000 please muppets :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Hi there
    Hoping everyone is surviving the cold weather.
    I'm reporting in with my February repayments. I had hoped to up them this month - but it was not to be:

    #023 with £622.58 bring total to £1,245.16 / £7,000

    Keep well
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
    SPC12 #33 £210. Xmas 2019 - #15 £365 / £365 ... PAYDBX 2019 #23: £0 / £3,400
    MFW2019 #2: £6,999.67 / £8,000 MFiT-T5 start £95,352.52 - target £40k

    No matter how far you go, you always take yourself with you
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Managed to deliver a avon order sent £25 towards the Halifax

    Brings my total to £2276.74 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hi all,

    Just checking in to say I paid another £60 off the CC (Barclaycard) which takes my paid off amount to £657.78 out of the original amount of £18,282.25 =3.6%

    In other news I have been offered a class to teach at 7amon Monday morning which I DO NOT WANT TO DO ... However, it is for £18 for the 45m (after tax it would work out as £13.50ish) so my question is... do I tire myself and just get up and do it before my working day starts as something is better than nothing,or do I not do it? It works out about £600 for the year.

    DDx

    DD, just read this and wanted to say, think about the £600 as a percentage of your debt repayments and see if that helps motivate you :)

    I'd like to join here please. I don't mind what number I'm given. I have repaid 2900/10k


    I was on the 'save 12k' thread but I think I need to get into the mindset that my regular saver is in fact going to be used to repay my debt when it matures.

    I have paid £2900 out of 10k so far and my calculations are that I can repay the 7.1k remaining by Christmas. I make £100 monthly repayments (reducing the debt by 1k by Christmas 6.1k outstanding) and save £250pm in a regular saver which will pay 3.1k in August (3k outstanding). If I keep paying the £250 Sept-Dec that is another 1k I can find leaving 2k outstanding which I will need to make this year.

    I am on the 1% challenge for this 2k and 18% of the way there already, so I think it is doable :)

    I will check in monthly.
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • Determined_diva
    Determined_diva Posts: 661 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    edited 27 February 2018 at 11:10PM
    Hi all,

    A company paid me £160 they owed me today so I paid £150 off Tesco Card and then a further £3.20 off of Barclaycard.

    No alcohol today so feeling really good about myself! I feel like something is hitting home with me!!!

    Total £815.98/ £18,282.25 paid =4.4%

    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • klbooth
    klbooth Posts: 221 Forumite
    Part of the Furniture Combo Breaker
    End of month sweep into the credit card netted £300 today so just cracked the 50% mark of the original target, will be very happy if can get that sorted and maybe some of the remaining before end of year.

    #118 £5012/£10014 (50%)
  • £25 paid off tonight. £190 left on the only CC that was charging us interest. In Jan this year the balance was ov:A
    £2,928
    I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
    [STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
    [STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
    EF 3 month goal £2,000/£3,500
    HOUSE DEPOSIT £0/£20,000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.