We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2018

16768707273203

Comments

  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    #006 checking in with £1945.24/£4000 please muppets after a mortgage OP this morning - I am determined that I will hit my mortgage OP target before this baby arrives, I just need to find umpteen more well paid surveys on PA to do it...wish me luck :o
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • greent
    greent Posts: 10,914 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ARGH!!!! Muppets - can I please amend my target again for the year - new target is £18694.38 for #15 Sorry :(:o:o

    FEB FIGURES: total paid is £437.51 - meaning YTD total is £1429.16/ £18694.38 (7.6%) for #15
    Running update:

    (OH) VW 9580 - repay all/ Feb paid 302/ YTD Paid 604 (6.3%)
    (me) HMRC 565.40 - repay all / Feb Paid 0/ YTD paid 565.40 :j
    (OH) PO CC 3339 - repay all / Feb Paid 100.32/ YTD paid £184.32 (5.5%)
    (me) Hlfx CC 5209.98 - repay all / Feb Paid 35.19/ YTD paid £75.44 (1.4%)
    Totals: 18694.38 / YTD paid 1429.16 (7.6%)

    Thank you, muppets :)

    Kitchen and bathroom works finally all paid for (bar 2.5k which is sat in an account awaiting last 2 invoices) so March will see us making bigger payments - first to be tackled is OH's PO CC, as the 0% offer runs out end of June!:eek: Not exactly sure how I'm going to achieve this.... but I want to get rid of all this debt!:)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Hi,

    no.92 checking in

    Long time without posting but just to check in and say I have paid off another £113.00 off the debt!.

    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    #006 checking in with £2045.24/£4000 following CC DD please muppets :D

    Woohoo to hitting the 50% mark. Just a shame I can't do this for the rest of the year :rotfl:
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £6101.79 / £19261 (31.68%)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Sent £7.28 towards the Halifax

    Brings my total to £2200.97 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • checking in - paid off £140 today.
    £2,803 / £6,657
    I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
    [STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
    [STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
    EF 3 month goal £2,000/£3,500
    HOUSE DEPOSIT £0/£20,000
  • #29 checking in with £2,426.60 / £12,500
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Hi can I join please. I would like to clear £3603.10 by the end of this year. Its not all of it though. I hope thats okay.
    No Spend November 2/15 and SPC 134
  • doingitanyway
    doingitanyway Posts: 10,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Made a payment and my new debt figure is £795

    I am number 39.

    Thank you :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.