We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2018
Comments
-
Hi,
Can I join this challenge please? I currently owe £4740
Its all with debt agencies so it's at zero interest. As a recently single mum I know that I need to get rid of this to help me and my boys moving forward.
The idea of paying it all off is very aspirational, however I'd like to give it a good try.
Thanks
LozzaOfficial DFW Nerd Club - Member no. 974 - Proud to be dealing with my debts :cool:
CC1 [STRIKE]£1800 as at Feb 18[/STRIKE] £1631.67
CC2 [STRIKE]£1200 as at Feb 18[/STRIKE] £88627
CC3 [STRIKE]£950 as at Feb 18[/STRIKE] £886.27
CC4 [STRIKE]£790 as at Feb 18[/STRIKE] £594.810 -
Morning :hello:
Another £10 sent towards the Halifax card
Brings my total to £1566.71 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hiya folks
£10 off for me today.
#16 1302/5552LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
#145 £5868.00 / £19261 (30.47%)0
-
Muppets - can I please amend my target for the year - new target is £18654.16
Below = Jan's figs, already reported - just keeping them here for me
Start - Target - This month - YTD
VW Finance (OH) : £9580 - repay £9580 - £302 302/9580 (3.1%)
HMRC (me) : £565.40 - repay £565.40 - £565.40 565.40/565.40 - 100% :j
PO CC (0%) (OH) - 3339 - repay all - 84.00 - 84/3339 (2.5%)
Hfx CC (0%) (me) - 5159.76 - repay all - 40.25 - 40.25/5159.76 0.8%
(+ possible after Apr when final figs known - Tax Cr)
Amount repaid in Jan = 991.65 (5.3%)
Any extra monies are being diverted to kitchen fund atm - once all of these are known and paid for such monies will be paid to CCs (we are also saving £250/mth towards final payment for OH's car, due Sep/ Oct (can't remember exactly)
Thank you, muppets
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Just sent more off so now £1206 paid off x
#170September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Morning :hello:
Sent £3.05 towards the Halifax brings my total to £1569.76 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning all,
spendy CC payment brings me to:
#006 checking in with £1744.70/£4000 please muppets
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Memory like a sieve - I forgot to add on the mortgage OP for today

#006 checking in with £1847.24/£4000 please muppets
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
kirtsypoos wrote: »Memory like a sieve - I forgot to add on the mortgage OP for today

#006 checking in with £1847.24/£4000 please muppets
You can blame it on baby brain :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


