We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2018

1…6162646667…203

Comments

  • Lozza001
    Lozza001 Posts: 88 Forumite
    Hi,

    Can I join this challenge please? I currently owe £4740

    Its all with debt agencies so it's at zero interest. As a recently single mum I know that I need to get rid of this to help me and my boys moving forward.

    The idea of paying it all off is very aspirational, however I'd like to give it a good try.

    Thanks
    Lozza
    Official DFW Nerd Club - Member no. 974 - Proud to be dealing with my debts :cool:

    CC1 [STRIKE]£1800 as at Feb 18[/STRIKE] £1631.67
    CC2 [STRIKE]£1200 as at Feb 18[/STRIKE] £88627
    CC3 [STRIKE]£950 as at Feb 18[/STRIKE] £886.27
    CC4 [STRIKE]£790 as at Feb 18[/STRIKE] £594.81
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Another £10 sent towards the Halifax card

    Brings my total to £1566.71 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hiya folks

    £10 off for me today.

    #16 1302/5552
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £5868.00 / £19261 (30.47%)
  • greent
    greent Posts: 10,808 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 February 2018 at 11:50AM
    Muppets - can I please amend my target for the year - new target is £18654.16

    Below = Jan's figs, already reported - just keeping them here for me
    Start - Target - This month - YTD
    VW Finance (OH) : £9580 - repay £9580 - £302 302/9580 (3.1%)
    HMRC (me) : £565.40 - repay £565.40 - £565.40 565.40/565.40 - 100% :j
    PO CC (0%) (OH) - 3339 - repay all - 84.00 - 84/3339 (2.5%)
    Hfx CC (0%) (me) - 5159.76 - repay all - 40.25 - 40.25/5159.76 0.8%

    (+ possible after Apr when final figs known - Tax Cr)

    Amount repaid in Jan = 991.65 (5.3%)

    Any extra monies are being diverted to kitchen fund atm - once all of these are known and paid for such monies will be paid to CCs (we are also saving £250/mth towards final payment for OH's car, due Sep/ Oct (can't remember exactly)

    Thank you, muppets :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Willowtree222
    Willowtree222 Posts: 8,270 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just sent more off so now £1206 paid off x
    #170
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £3.05 towards the Halifax brings my total to £1569.76 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    spendy CC payment brings me to:

    #006 checking in with £1744.70/£4000 please muppets :D
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Memory like a sieve - I forgot to add on the mortgage OP for today :o

    #006 checking in with £1847.24/£4000 please muppets :D
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    kirtsypoos wrote: »
    Memory like a sieve - I forgot to add on the mortgage OP for today :o

    #006 checking in with £1847.24/£4000 please muppets :D

    You can blame it on baby brain :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture