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Pay ALL your debt off by Xmas 2018

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  • Robi90
    Robi90 Posts: 101 Forumite
    Fifth Anniversary Debt-free and Proud!
    edited 28 November 2018 at 6:38AM
    #104 Total is now 1654.37/5094.71

    Hope everyone is doing well. Keep going! :j
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £15,387.47 / £19,261 (79.89%)
  • Paid £325 today. Now at #29 £13,855.60 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi :hello:

    £130 towards the window loan brings my total to £12305.16 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • #159 Checking in for my end of month update.

    Paid off £972.95 this month :j

    £ 7484.75 / £ 7,500,00 99.8%

    Didn't realise I was so close to 100% very happy that I'll achieve my target before Xmas :D


    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Glittery wrote: »
    £1138 Paid off this month

    £11256.80/£12800...

    So close, but not sure I can clear it by Xmas.
    I tried my best and im so proud of myself, and everyone else on here

    #119
    You should be proud 87% is amazing :T
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    LLM2018 wrote: »
    #78

    Finally have £500 left to pay of my debt. I have paid a total of £1994 with is 79.95% since the first of January. I had hoped to clear it by now but there has been alot going on.

    I have changed jobs and two months of pay not being correct but all is good for this payday lol. But I have decided to go part time but the hours pay well for health reasons, overtime is readlity available so I can choose what I want to do extra too. Also I have been saving some money aside to buy my car from the finance company.

    Story is I took 3 year old car out on on finance. It was only £5000 but I didn't have the money up front when the head gasket on my old car blew. I really wanted to fix it as I have had that car for years and was fondly attached to it lol. However I found a deal with low monthly payments for 3 years with a £1000 to pay at the end (balloon payment). I decided a year into the finance deal to request a settlement figure and paid it off with a money transfer card.

    I was surprised to get the card with a high limit, well to me it is anyway from a high street bank and no a sub prime lender yay. I haven't applied for credit for almost 3 years and all my credit reports are looking healthy. I have a 0% card with £3495 on it as well as some savings, admittedly no alot, plus the last of my original debt of £500 on another card.

    I am pleased with how far I have come so far. So I am declaring my £1994 which is 79.95% paid off for the year. I will be joining next year to pay the last of my debt off to become debt free by xmas 2019. That's the plan. I also have the start of an emergency fund of £300 so far. :)

    Have a great Christmas, I have done all mine on a budget, I made hampers for everyone :) All wrapped and ready. See you all next year :)


    See you next year :) I've added you to the list :j
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    sunshine81 wrote: »
    #145 £15,272.31 / £19,261 (79.29%)

    I note someone has already mentioned 2019 - 2018 has been hard, and the above figures aren't really accurate as I've been messing about and taking a few risks but 2019 is going to be about severe discipline and I guarantee I'll be on the debt free list at some point next year
    You have done amazing this year :T

    You're on the 2019 list :j
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I’ll post with updated figure before January basically I’ve only managed about 30%ish this year paid off cards and ran up again which comes down to spending more than I earn and that’s been a wake up but spending on living food and bills so the only way to clear the debts is get a better job. But I will next year. Can I be the same number if possible thanks Muppets.
    Same number it is :beer:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Mummy_bear wrote: »
    #159 Checking in for my end of month update.

    Paid off £972.95 this month :j

    £ 7484.75 / £ 7,500,00 99.8%

    Didn't realise I was so close to 100% very happy that I'll achieve my target before Xmas :D


    MB


    YASS nearly there :j:j
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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