We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2018
Options
Comments
-
#104 Total is now 1654.37/5094.71
Hope everyone is doing well. Keep going! :j[STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:0 -
#145 £15,387.47 / £19,261 (79.89%)0
-
Paid £325 today. Now at #29 £13,855.60 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Hi :hello:
£130 towards the window loan brings my total to £12305.16 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
#159 Checking in for my end of month update.
Paid off £972.95 this month :j
£ 7484.75 / £ 7,500,00 99.8%
Didn't realise I was so close to 100% very happy that I'll achieve my target before Xmas
MBMy LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:£40773.61 /£46444.23 87.8% paid0 -
£1138 Paid off this month
£11256.80/£12800...
So close, but not sure I can clear it by Xmas.
I tried my best and im so proud of myself, and everyone else on here
#119PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
#78
Finally have £500 left to pay of my debt. I have paid a total of £1994 with is 79.95% since the first of January. I had hoped to clear it by now but there has been alot going on.
I have changed jobs and two months of pay not being correct but all is good for this payday lol. But I have decided to go part time but the hours pay well for health reasons, overtime is readlity available so I can choose what I want to do extra too. Also I have been saving some money aside to buy my car from the finance company.
Story is I took 3 year old car out on on finance. It was only £5000 but I didn't have the money up front when the head gasket on my old car blew. I really wanted to fix it as I have had that car for years and was fondly attached to it lol. However I found a deal with low monthly payments for 3 years with a £1000 to pay at the end (balloon payment). I decided a year into the finance deal to request a settlement figure and paid it off with a money transfer card.
I was surprised to get the card with a high limit, well to me it is anyway from a high street bank and no a sub prime lender yay. I haven't applied for credit for almost 3 years and all my credit reports are looking healthy. I have a 0% card with £3495 on it as well as some savings, admittedly no alot, plus the last of my original debt of £500 on another card.
I am pleased with how far I have come so far. So I am declaring my £1994 which is 79.95% paid off for the year. I will be joining next year to pay the last of my debt off to become debt free by xmas 2019. That's the plan. I also have the start of an emergency fund of £300 so far.
Have a great Christmas, I have done all mine on a budget, I made hampers for everyoneAll wrapped and ready. See you all next year
See you next yearI've added you to the list :j
PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
sunshine81 wrote: »#145 £15,272.31 / £19,261 (79.29%)
I note someone has already mentioned 2019 - 2018 has been hard, and the above figures aren't really accurate as I've been messing about and taking a few risks but 2019 is going to be about severe discipline and I guarantee I'll be on the debt free list at some point next year
You're on the 2019 list :jPAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
Blackberrycurved wrote: »I’ll post with updated figure before January basically I’ve only managed about 30%ish this year paid off cards and ran up again which comes down to spending more than I earn and that’s been a wake up but spending on living food and bills so the only way to clear the debts is get a better job. But I will next year. Can I be the same number if possible thanks Muppets.PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
Mummy_bear wrote: »#159 Checking in for my end of month update.
Paid off £972.95 this month :j
£ 7484.75 / £ 7,500,00 99.8%
Didn't realise I was so close to 100% very happy that I'll achieve my target before Xmas
MB
YASS nearly there :j:jPAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards