Pay ALL your debt off by Xmas 2018

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  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Name Dropper First Anniversary First Post Debt-free and Proud!
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    #98 paid £6185/£7565 so far on the debt (82%)

    I've started paying into a 5% savings account so unfortunately I won't be able to pay all the debt by Christmas as its locked in until March. My Sainsbury credit card is on 0% and isn't due for payback until April. So I will be in the position, hopefully by Christmas, that I have more savings than debt. So its kind of DFD - can't believe it.

    DFD seems so close now, after so many years and so many tears!! I haven't updated my signature for ages, just feel frozen, its so close and yet feels still so far.
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
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    My £250 regular direct debit came out, just before payday. So:

    #81 7025.21/ 10K paid 70.25%

    Finally hit the 70's! All thanks to making extra money this month.

    I have some more sales planned and may see interest next month due to my saver maturing, so expecting to get to 75%

    This has been feeling like an absolute slog, I'm so looking forward to it being over.
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Morning :hello:

    Sent £6 towards my Halifax card

    Brings my total to £9074.52 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    First Anniversary Name Dropper First Post
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    Transferred £25 to CC3 today. Now at #29 £11,450.60 / £12,500.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
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    #145 £12,987.66 / £19,261 (67.43%)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Morning :hello:

    Sent £4.99 towards the Halifax

    Brings my total to £9080.51 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • pick-a-lilly
    pick-a-lilly Posts: 28 Forumite
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    Hi there is it too late to join the challenge? I would like to be debt free - by Christmas is a tall order but I need to do something and in the past these forums have been a great support network.
    DFXmas ..........0/9734.68 :(:(
  • pick-a-lilly
    pick-a-lilly Posts: 28 Forumite
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    Day 1 ..........0/9734.68 :(:(
    DFXmas ..........0/9734.68 :(:(
  • Willowtree222
    Willowtree222 Posts: 7,723 Forumite
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    pick-a-lilly wrote: »
    Day 1 ..........0/9734.68 :(:(

    We've all had a day one at some point- got to start somewhere :j. Soon you will be day 100 and so much progress would have been made. :)
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    pick-a-lilly wrote: »
    Hi there is it too late to join the challenge? I would like to be debt free - by Christmas is a tall order but I need to do something and in the past these forums have been a great support network.


    Hi pick-a-Lilly :hello:

    Good luck with your debt repayments we are all here for you xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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