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Pay ALL your debt off by Xmas 2018

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Comments

  • SSDD23 wrote: »
    Final CC Direct Debits gone out so now upto £426/£4873 :)

    £7 to CC so £433/£4873
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    SSDD23 wrote: »
    Can I please try?
    I am at £4873 and I won't get it all gone by Christmas but I will work hard to get as much paid off as possible!


    Hi SSDD23 and welcome. You are number 135 :):)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Mofette wrote: »
    Well I never thought I'd have to return and do this :( I was SO SURE I'd got a handle on this.

    Our debt has increased, it was up at £7,926.37

    We also went on holiday and spent more than we'd saved for it, so as of Tuesday we have another card with £668.11

    We have a week in france coming up (no accom to pay for, just food/ent) so hopefully we can manage under £550 and not add to it

    To add to this, my best friend is getting married (she lives in Canada) so we've booked time there next May. There will be costs associated, but I've made them as low as possible and I'm paying my parents for our part monthly (they are invited and have paid it all up front)

    Long story short, I need to restart, but i'm going to include the stuff I've paid since May because otherwise it's too depressing.

    #131 Mofette - Paid: £1566.37 / £8594.48 18.2%

    By Christmas we WILL be at £4560.00 or I'm going to lose my !!!!.

    I feel like a failure. I have never been level my entire adult life. I can't even think about our student debts.


    Mofette I have updated your figures. :):) Don't be so hard on yourself, you have had a blip and have come back. At least you are dealing with it and not ignoring it all. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    NOT BEEN ON HERE FOR AGES. i seemed to be doing okay and then stuff started getting in the way, car died, needing to get the house painted or I'd lose the windows, phone died, cat got sick, daughter needed clothes the usual stuff that everyone has so...I've kept plugging at this but built £1600 up again on cc it could have been worse though. Zero hour contracts in education so no money July till Oct. Trying to stay positive.
    You are doing so well considering your contract and work situation.

    I am involved in network marketing, not sure if this is something that may interest you. PM me if you want more info. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Thanks all for being understanding the lats few months. Work has calmed right down now and has gone the other way. Work hours have dropped right down. We knew it was happening for over a year, so have saved to be able to give us time for ourselves. At least I get to enjoy the rest of summer now :rotfl::rotfl::j:j




    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 3 August 2018 at 3:28PM
    UPDATE FOR JULY
    We paid off £24,197.79 :beer:
    We have 5 new members sign up :T:T:T



    For the year we have paid off £343,949.59 which is 30.28% of our target
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been paid by my parents :D

    Sent £85 towards the Halifax

    Brings my total to £5586.45 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £11,379.18 / £19,261 (59.08%)
  • Willowtree222
    Willowtree222 Posts: 8,224 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #71 another £5.93 today so new total is £4009.93/£10,000 still 40%.
    Thank you x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £11,389.18 / £19,261 (59.13%)
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