Pay ALL your debt off by Xmas 2018

a_silver_lining

sunshine81 wrote: »

#145 £10,205.81 / £19,261 (52.99%)

Sunshine81, I've seen you post regularly on here for a while now. Do you chip away at the debt, like direct extra money made/ saved tothe debt regularly rather than a large payment? I'm looking for ways to boost my momentum

[Deleted User]

Morning,

Number 41 - £6559.32/£7000.00

sunshine81

Hi a_silver_lining! There's another thread in here called Payment A Day, so I make a payment to my debt every single day even if it is just a few pence. It keeps me mindful of what I'm spending and it's motivating to watch the paid amount go up every day - it makes me think twice about spending money! If I saved it up and paid it off in bigger chunks I'd end up spending it. I'm not very disciplined, that's what got me here in the first place :rotfl:

#145 £10,235.33 / £19,261 (53.14%)

Flee_2

Number 61 checking in. Paid off the husband's car loan so we are now at £13917 paid off this year so far. The more I see the totals that I have paid off the more annoyed I get with myself for wasting money. I could have bought a new car with that £13k or be part way to buying a 2nd property....
Lesson learnt hopefully.

spudsmum

spudsmum wrote: »

Another £39 to MBNA

#22 now at £1097/£5000

Another £52.50 to MBNA

#22 now at £1149.50/£5000

elleJay42

Hello, I hit 70% today! That's the closest I've got to being debt free in all the years I've been on this thread, so pleased!

#91 £2452.14 / £3500 (70%)

a_silver_lining

Thank you sunshine81, I find it really motivating seeing you chip away. I think I need a similar strategy, maybe not daily... but perhaps money made, and end of the month lumps paid. I think a more regular check in might keep me focused.

sunshine81

#145 £10,392.07 / £19,261 (53.95%)

sunshine81

#145 £10,397.07 / £19,261 (53.98%)

Whatshername

#064 £162 paid off. Had a rubbish few months where money has been extremely tight so not much paid over minimum amounts. Way off for paying by end of year so need to start chipping away some more to build up some momentum