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Pay ALL your debt off by Xmas 2018
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#145 £9518.27 / £19261 (49.42%)0
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#29 checking in with £7,391.60 / £12,500LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Number 61 checking in.
I have currently paid off £10682 36% of my target. Should be closer to 40% at the end of the month though.
We can do this.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Been doing some calculations today and we will be around £800 from being debt-free at Xmas

So need to get my thinking head on as its so close.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Afternoon :hello:
£16 sent towards the very account
Brings my total to £4405.75 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Slowly going towards that 50% goal by the end of the month....
#145 £9520.27 / £19261 (49.43%)0 -
So Tax Credits have finally decided that I do owe them something - but from their original estimate of £1500ish it's gone down to £224.52. This means an update to my total debt figure for 2018 - corrected figure is now £18918.90
However, I have been slamming away at my CC, so have managed to pay off a goodly chunk this month.
JUNE FIGURES: total paid this month is £4590 - meaning YTD total is £18459.38/ £18918.90 (97.6%) for #15
Running update:
(OH) VW 9580 - repay all/ June paid 0/ YTD Paid 9580 :j :j
(me) HMRC 565.40 - repay all / June Paid 0/ YTD paid 565.40 :j :j
(OH) PO CC 3339 - repay all / June Paid 0/ YTD paid £3339 (100%) :j :j
(me) Hlfx CC 5209.98 - repay all / June Paid 4590/ YTD paid £4974.98 (95.5%)
(jt) Tax Cr 224.52 - repay all / June paid 0/ YTD paid 0 (0%)
Totals: 18918.90 / Mth paid £4590/ YTD paid 18459.38 (97.6%)
Just under £500 left now - should hopefully clear that in July - and that should be it then.....
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
£992 paid total now 4545/10,000
No 750 -
#145 £9600.27 / £19261 (49.84%)0
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