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Pay ALL your debt off by Xmas 2018
Comments
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#29 checking in with £5,683.10 paid / £12,500LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
#22 checking in with another £35 paid
£708/£5000Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0 -
#98 Checking in with my monthly update. Just been paid and have allocated another £500 to the debts this month:
As my cards are on 0% I'm paying just over the minimum and the rest into savings in an interest paying account so a grand total of £2565 has bitten the dust.
I've just corrected the totals as I'm confusing myself with what the balance on the cards is now and what it was. I have savings of £2300 which, with minimum payments made, leaves £5000 left to pay of an original £7565 = £2565 paid off.
I also received the bank switch fee of £150 (I had included in the figures but wanted to report it)OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
#145 £7957.01 / £19261 (41.31%)0
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#22 checking in again
Another £22.50 paid so now £730.50/£5000Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0 -
#82. £3657.72/9547
great big thanks to allJan 2025 £26561.43/£0. I want to clear £9000 this year (2025)0 -
Hi, can I join please? Have recently graduated form Uni and have a total of £5633 over various credit cards and accounts, not including my overdraft as that is interest free for the next 2 years, and am gradually paying that off each month. All debts are on 0% apart from my AMEX card which is my main daily usage card and is paid of in full each month.
I am now working and picking up overtime shifts when able to so am aiming to make a decent dent in the debt this year, however we are in the process of buying a house so need to be realistic with my target. I aim to pay off this amount over the next 2 years.
Thaaaaaaaanks :-)Total debts £6471.03 / £6261 all currently on 0% interest
Make £2018 in 2018 = £1010
Focus on 1% challenge = £64.500 -
#81 checking in at 48.5%, 4.85k/10k
My £250 regular saver doesn't come out until the end of the month due to direct debit timing, but comes out of the pay I just received, so this month I will officially hit 50% debt paid, actually 51%.
I've calculated that at £350pm it will then be 14 paydays exactly if I continue paying at this rate. So DFD of June payday 2019. I will have savings at Christmas which would be more then my debt owed, but I think I will end up keeping it as my emergency fund and paying off the debt until June.19/12/14: Spent 10 years of savings!!
:heart2: ..... to buy my first home. :heart2:
11K OP 31.03.19
Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!0 -
#145 £7962.01 / £19261 (41.34%)0
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End of month update from me
#159
£1196.84/£7500 = 15.96 %
Had a very good month!My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:£40773.61 /£46444.23 87.8% paid0
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