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2018 Mortgage-Free Wannabes

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Comments

  • anna42hmr
    anna42hmr Posts: 2,892 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, number 105 here with this months op, please can you put me down for my usual £215.26 for May please, so year to date is £1076.30.

    well done everyone on the OP's

    Thanks again for running this challenge.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Howdy, No. 171 here

    Just a little addition of £18.47 to May bringing this month's total to £1268.47.

    Many thanks,

    US
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • MM10
    MM10 Posts: 57 Forumite
    Eighth Anniversary Combo Breaker
    #5 reporting overpayment + principal payments as follows:


    April £3553 and May £2429


    Really appreciate this Hidden!!!
    Total mortgage when started £256,809 in May of 2011; 2018 MFW #5
    Main mortgage was £214,309; now [STRIKE] £110,716 at Feb 2016 [/STRIKE]; [STRIKE] £63,645 at Feb 2017 [/STRIKE]; [STRIKE]£10,600 at May 2018[/STRIKE]
    Original repayment date 2036; Main mortgage free date [STRIKE]July 2021[/STRIKE]; [STRIKE]Dec 2020[/STRIKE]; [STRIKE]January 2019[/STRIKE] June 2018:)
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    MM10 wrote: »
    #5 reporting overpayment + principal payments as follows:


    April £3553 and May £2429


    Really appreciate this Hidden!!!

    Blimey, your totals are awesome:T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lomcevak wrote: »
    #11 with an OP of £630.99 for May, making £3150.99 for the year so far and taking me just under the £80k mark at £79,884 :D

    The rather odd amount (an extra £30.99 over my normal £600) marks the last month of my 'old' 5-year fixed mortgage, and makes it a nice round £55,000 in overpayments and saved interest since I took the mortgage out in 2013.


    Well I've messed up the nice round numbers :) another OP of £2145.45 for #11, making a total of £2,776.44 for May and £5,296.44 for the year so far
  • allmannerofthings
    allmannerofthings Posts: 111 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    #115 with an overpayment for May of £501 please, making a total of £1,501 overpaid so far this year.
  • teameffort
    teameffort Posts: 134 Forumite
    Ninth Anniversary 100 Posts
    We've done it!

    We've managed to pay off £1,000.00 off the balance this month, bringing the mortgage down to £98,000.00. :j

    Hope we can keep it up.

    So #143 checking in with May's total over payments worth £739.91

    (Total over payments year to date of £1742.32)

    Thanks Hidden
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #50 checking in, reporting May overpayments of £1,200 :)
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi hiddenshadow :)

    Mfw 21 newgirly checking in for may with £2,540

    Many thanks, have a great bank holiday.
    MFW 67 - Finally mortgage free! 💙😁
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]No 27[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot] with an o/p of [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]£ 307.71 for May (so far)[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
    [/FONT][/FONT]    [/FONT]    [/FONT]    [/FONT]    [/FONT]    [/FONT]
    [FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]Making Total so far £3683.35[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot][FONT=&quot]
         [/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT=&quot]Thanks Hiddenshadow[/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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