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2018 Mortgage-Free Wannabes
Comments
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Hi everyone
No. 37 reporting an additional OP for February of £192.49 making a February total of £352.70.
Many thanks hiddenshadow!
MouseTheDogMFW #37 2018 £1371.67/£2664 (51.5%) (2017 £2647.97/£2664 (99.4%)) Original End Date Dec 2038 Now November 20360 -
#13 February 2018
OP = £653.67
+ £5.19
TOTAL = £658.860 -
#9 reporting in - £540.38 overpaid in February.Original Mortgage (Feb '17) £269,995
Current Mortgage (End 11/19) £226,790
End Date November 2039 Original End Date February 20420 -
Hi, number 116 reporting in... I can't pay anything in until April 1st now.
I am moving house in May and will be able to knock off around 30k off the mortgage so will be reporting back then!
Thanks!Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0000 -
#180 reporting a February overpayment of £90.
It's not much but it should still knock a bit of interest off.Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0 -
#18 reporting in with February's OP of £251.31.
YTD = £287.70/ £4k
Thank you
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
#46 - final post for Feb.
Small additional OP (interest on a bank acct) of £7.64. Total for the month £893.35. Total YTD £1893.35
Thanks Hidden
Mortgage Minimiser
XMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
#5 reporting a February overpayment(+ principal) of £9960. (Company bonus shares eventually matured and were doubled and the share price was high, so I sold) Total mortgage when started £256,809 in May of 2011; 2018 MFW #5
Main mortgage was £214,309; now [STRIKE] £110,716 at Feb 2016 [/STRIKE]; [STRIKE] £63,645 at Feb 2017 [/STRIKE]; [STRIKE]£10,600 at May 2018[/STRIKE]
Original repayment date 2036; Main mortgage free date [STRIKE]July 2021[/STRIKE]; [STRIKE]Dec 2020[/STRIKE]; [STRIKE]January 2019[/STRIKE] June 2018:)0 -
#16 reporting for March an overpayment of £1446.36.
Meaning I have reached my target for the year.
Good luck to everyone else.2017 £4231.40/£4231.40 (100%)
2018 £3483.18/£3483.18 (100%)
2019 £2663/£2841.70 (94.65%)
2020 £2290.17/£2290.17 (100%)
2021 £1787.98/£1787.98 (100%)
2022 Mortgage settled
Mortgage neutral since 02/06/20
Mortgage free since 10/05/22 🎉0 -
#46 - another small Feb OP of £14, total for Feb now £907.35, total for the year now £1907.35
Thanks Hidden!
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0
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