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2018 Mortgage-Free Wannabes

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Comments

  • MouseTheDog
    MouseTheDog Posts: 32 Forumite
    edited 25 February 2018 at 7:15PM
    Hi everyone

    No. 37 reporting an additional OP for February of £192.49 making a February total of £352.70.

    Many thanks hiddenshadow!

    MouseTheDog
    MFW #37 2018 £1371.67/£2664 (51.5%) (2017 £2647.97/£2664 (99.4%)) Original End Date Dec 2038 Now November 2036
  • Simon1999
    Simon1999 Posts: 14 Forumite
    Seventh Anniversary Combo Breaker
    edited 28 February 2018 at 8:33AM
    #13 February 2018
    OP = £653.67
    + £5.19
    TOTAL = £658.86
  • VDOT47
    VDOT47 Posts: 277 Forumite
    #9 reporting in - £540.38 overpaid in February.
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Hi, number 116 reporting in... I can't pay anything in until April 1st now.
    I am moving house in May and will be able to knock off around 30k off the mortgage so will be reporting back then!
    Thanks!
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • #180 reporting a February overpayment of £90.

    It's not much but it should still knock a bit of interest off.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #18 reporting in with February's OP of £251.31.

    YTD = £287.70/ £4k

    Thank you :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • #46 - final post for Feb.

    Small additional OP (interest on a bank acct) of £7.64. Total for the month £893.35. Total YTD £1893.35

    Thanks Hidden
    Mortgage Minimiser

    X
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • MM10
    MM10 Posts: 57 Forumite
    Eighth Anniversary Combo Breaker
    edited 28 February 2018 at 8:22AM
    #5 reporting a February overpayment(+ principal) of £9960. (Company bonus shares eventually matured and were doubled and the share price was high, so I sold :))
    Total mortgage when started £256,809 in May of 2011; 2018 MFW #5
    Main mortgage was £214,309; now [STRIKE] £110,716 at Feb 2016 [/STRIKE]; [STRIKE] £63,645 at Feb 2017 [/STRIKE]; [STRIKE]£10,600 at May 2018[/STRIKE]
    Original repayment date 2036; Main mortgage free date [STRIKE]July 2021[/STRIKE]; [STRIKE]Dec 2020[/STRIKE]; [STRIKE]January 2019[/STRIKE] June 2018:)
  • #16 reporting for March an overpayment of £1446.36.

    Meaning I have reached my target for the year.

    Good luck to everyone else.
    2017 £4231.40/£4231.40 (100%)
    2018 £3483.18/£3483.18 (100%)
    2019 £2663/£2841.70 (94.65%)
    2020 £2290.17/£2290.17 (100%)
    2021 £1787.98/£1787.98 (100%)
    2022 Mortgage settled
    Mortgage neutral since 02/06/20
    Mortgage free since 10/05/22 🎉
  • #46 - another small Feb OP of £14, total for Feb now £907.35, total for the year now £1907.35

    Thanks Hidden!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
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