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2018 Mortgage-Free Wannabes

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Comments

  • denzal2k4
    denzal2k4 Posts: 9 Forumite
    #177 OP of £600 so far for Jan
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Hiddenshadow Happy New Year

    No 27 Kicking off with an o/p of £574.52

    Thank you
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • chocoholic_chick
    chocoholic_chick Posts: 666 Forumite
    Debt-free and Proud!
    Happy New Year all!


    No #112 checking in with my first OP of the year of £995
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • Betterthanever
    Betterthanever Posts: 584 Forumite
    500 Posts Third Anniversary Combo Breaker
    Happy new year everyone - please can I join in?


    We are hoping to move into a new build at the end of this year, but as it hasn't even been started yet, I have no idea when it will complete! At the relevant time, our mortgage will increase as a result of the move, but in the meantime, I am still looking at a combination of overpaying and putting cash into an "offset" account on our existing mortgage.


    So, if I could set myself an overpay/offset target of £10,000 that would help no end, whatever house we are in at the end of 2018!


    Good luck everyone!
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Hi, if I can keep my number #42 great (if not allocate me a new one)
    My target is the same as last year £3100
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    skye_blue wrote: »
    Im new to this board so would you prefer me to just update at the end of the month when i know the full payment for the month?

    That's less work for me, so I'd appreciate it. :) If you get more motivation from seeing the numbers change throughout the month, though, that's fine too.
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Teterow wrote: »
    We bought a house last summer, it is still being built and will be ready to move in in early summer, when mortgage repayments start. So I'd like to save an additional €3000 towards allowed annual overpayments to be paid in 2019.

    Welcome! You're #178. :)
  • pinkfluffybabe
    pinkfluffybabe Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    Can I join please?

    I'd like to aim for a £2000 overpayment in the first instance.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Theydontmakeiteasytosave£ wrote: »
    Can I have a number please. ��

    Sorry! I gave you a number in the sheet but forgot to post. You're #176. :)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Betterthanever wrote: »
    So, if I could set myself an overpay/offset target of £10,000 that would help no end, whatever house we are in at the end of 2018!


    Good luck everyone!

    Welcome! You're #179. :)
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