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2018 Mortgage-Free Wannabes

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  • newgirly wrote: »
    Hi hiddenshadow I'm back for another year, many thanks for allocating me the same number again :D

    My target for 2018 is a rather optimistic one of £40,000 - probably won't get near but I'm giving it a go.

    Thanks for doing this again for us all - happy new year :beer:


    40,000!!! How do you plan on doing this? I would LOVE to aim for such huge amounts. Well done u.
    Mortgage free wannabee 2022 #82
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can't believe that 2018 will be here tomorrow, good luck everyone for the 2018 challenge!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Howdy. Could I join this year please? My target's £15000 and I haven't had a number before.
    Happy New Year.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • Hi, I'd like to join this year please! I think the best number for me to base this on is reducing my offset mortgage balance - so counting offset savings, repayments and overpayments. So my goal for 2018 is to reduce this balance by £30,000 this year.

    Thank you!
  • Thanks so much for doing this again.

    I don't mind if I keep my number (MFW #121) or changeit - whatever is easier :)

    My 2018 target is going to be an ambitious £10,000 *gulp*

    I had a £5k target in 2017 over 6 months so I'm hoping I can make the doubled target for 2018.
    Original MF Date January 2035. MF Date February 2022
  • darcyboo
    darcyboo Posts: 105 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    Can't wait to record my first over payment of 2018! Good luck everyone, and thanks Hiddenshadow for running the thread once again :)
    2021 MFW #130. Target: £300/£2500
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #79 signing in with a 2018 target of £13,000 exactly please :D

    Happy new year everyone!! :beer:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Hi Hidden Shadow,

    May I join, please?

    Initial target of £3,000 which I may review over the year.

    Thank you. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Hi Hidden Shadow,

    Can I please join with a target of £1000?

    Not a lot but I need to clear debts from refurbishing the house as well.

    Thanks
    Number of Debts: 13 (01/01/2021) Now 5
    Debt amount: 22k (01/01/2021) Now 9k
    Mortgage £110500 Sep 2017, original MF date Sep 2042 now May 2052 Thanks affordability checks 🙄 Now £87243.75
  • Urbanshyne wrote: »
    Howdy. Could I join this year please? My target's £15000 and I haven't had a number before.
    Happy New Year.

    Welcome! You're #171. :)
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