Unit Trusts and Investment funds Dividends

wilko116

When you invest in a unit trust fund with a company like Fidelity, Jupiter, Bailiie Gifford, Schroder , Aberden. invesco Perpetual etc. Do all funds pay a dividend. It is usually annually or twice a year. Where can I find what dividend has been paid for each fund over the past 3 years to give me a guide. Does it make any difference if it is an income or accumulator fund. Thank you

dunstonh

Do all funds pay a dividend.

No. Some assets have little or no dividends. So, there would be little or nothing to pay out.

If you buy the accumulation version of the fund then any income is reinvested.

It is usually annually or twice a year.

Where an income fund exists, the distribution frequency can be monthly, quarterly, half yearly or yearly.

Does it make any difference if it is an income or accumulator fund.

In respect of the rate of return, no. In terms of whether you want natural income or not, then yes. Natural income is not the most popular option for income nowadays.