Where to put £100,000?

firestone

Assume being Italian but with an account already that the following is ok but as mentioned by people in other threads challenger banks such as Atom & Paragon will give you around 1.75% for a year and the like's of Tesco & Ford money are competitive among others.Even Harrods bank offers 1.45% for a year if she wants to impress the folks back home!
Many current accounts give a good rate on a small sum but also give you access to higher regular saver rates.
While more risk & not suitable for everyone she could look at maybe 5 to 10% of the pot in what would be called low risk P2P (if there is such a thing) the likes of Ratesetter,Lending Works,Landbay or Octopus choice which can pay 3% - 5%

fryedslyce

Personally if you want safety of capital and a reasonable return I'd go for BLME's Sharia compliant account that gives 2% profit on a 1 year fix
https://www.blme.com/products-and-services/savings/premier-deposit-account/

Yes, it's not guaranteed, but they haven't ever failed to pay the predicted profit rate.

kidmugsy

Bung £50k into Premium Bonds and spread as much of the rest as poss among high interest current accounts and regular savers. A LISA would be good too.