Unable to get covered

Drummer251

Good evening,

In 2010 at 38yrs old I was diagnosed with prostate cancer, after quick operation to remove the offending article and 6 years of blood tests and hospital appointments I was given the all clear. (So thats a short life history over with).

This weekend my wife and I were sorting out our futures making sure things were set in place just in case......right up until I tried to get myself covered with life insurance. After spending hours on various sites filling in my details I would be flatly refused life cover due to my previous condition.

Is there anyone out there who could offer advice on getting life cover after cancer? Are the specific companies who I can contact? Or is this a case of me flogging a dead horse?

Thank you in advance for any fruitful advice.

Mark_Jefferson

Glad you're on the mend! It's usually best to speak to an independent expert if you have 'special requirements' for insurance, such as after you've had cancer. There may be insurers out there who might consider covering you after 5 years post all-clear, but the best people to ask are an intermediary who has access to the entire UK market to find you the best terms. There's no guarantees as it will depend on your medical history etc., but it doesn't hurt to give it a try.

Two options for places that seem like they sell cover that come up when you google "Life Insurance after cancer":

https://www.drewberryinsurance.co.uk/knowledge/life-insurance/can-i-get-life-insurance-cancer
https://www.beaglestreet.com/life-insurance/critical-illness-cover/cancer/?SRC=BS09

Might be worth a look and best of luck!

Cyclizine

You'll probably be able to get cover through a specialist broker, but be warned it may have:
a) really expensive premiums
b) significant exclusions