Short Term Buildings and Contents Insurance

jasmin10

My B&C Insurance needs to be renewed for 1st November. The problem is I am moving out of my house into my parents on 30th November until my new house completes, so it seems daft to take out the insurance for the year.

I have phoned my insurance company to see if they will let me freeze it but they won't. My premium is £155 for the year and if I renew it and then cancel it on 30th November I will be charged £30 admin cost and then £3 each day that I did have the insurance with them, so I would bascially lose most of my premium.

I have done a search on the web but can't seem to find anyone that offers this short term cover.

I can't not have insurance, should I just renew it and leave it at my current address until I do move into my new house in a couple of months or do you know of anyone that would do it.

Sam

LittleVoice

jasmin10 wrote: »

. . . I am moving out of my house into my parents on 30th November until my new house completes, . . .

Hi, Sam

Do you mean that you have you sold your current house - you have exchanged contracts on it and completion is on 30 November?

jasmin10

Hi there,

I have sold my house and complete on it on 30th November. my new house is a bit behind on completion as the current owners hadn't found anywhere. So on the 30th November my family and I are moving into my parents house whilst we wait for our new house to complete.

Therefore as from 30th November my current house and my belongings will no longer need insuring, but ideally I would like to freeze it and recommence it when I move into my new house?

any ideas