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Mis-sold Insurance???

My mother was sold personal accident insurance when she was 71! She is a widower in receipt of state pension, no dependent children, lives in sheltered council accommodation and has no debts.
Can someone please explain to my why she would need personal accident insurance? She has had this policy since 2008 which was sold to her over the telephone.

Comments

  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can someone please explain to my why she would need personal accident insurance?
    In case she has an accident?
    She has had this policy since 2008 which was sold to her over the telephone.

    Did she phone them or did they phone her?

    2008 is post regulation. So, what does the documentation say?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • sue786110 wrote: »
    My mother was sold personal accident insurance when she was 71!
    She can have an accident at any age
    sue786110 wrote: »
    Can someone please explain to my why she would need personal accident insurance?
    If she has an accident, she'll receive a payout.
    sue786110 wrote: »
    She has had this policy since 2008 which was sold to her over the telephone.

    Doesn't sound mis-sold. This insurance is not PPI.
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