PPI Time Frame

AnotnaC7

I have always thought about making a PPI claim but have never been sure how far back the process looks if there was anything in my past it would be circa 20yrs ago. I have only ever used one Bank so traceability wouldn't be a problem, can I do it? or has that boat sailed?

McKneff

PPI for what, loan, credit card. Its a complaint, not a claim and do you have back up for your complaint
What would you be complaining about. Its doubtful your bank would have detals after this long

societys_child

I have always thought about making a PPI claim

You'd need to know what your complaint related to. Do you have anything specific in mind? Without any further info, it's difficult to advise.

AnotnaC7

I would be referring to a Halifax Mortgage taken out in 1994 running through to 2003 and also double glazing purchased through CR Smith at what I remember to be extortionate loan rates

societys_child

Phone the Halifax and ask.

Re the DG, if CR Smith sold you a ppi policy and it was before 2005, they won't have been registered, so could dismiss any complaint. If after, you'd need to find out if you had a ppi policy attached to the loan.
The interest on the loan is nothing to do with ppi I'm afraid.

[Deleted User]

societys_child wrote: »

they won't have been registered,

You mean regulated, of course.

Gilbz67 wrote: »

extortionate loan rates

That's not a valid complaint, I'm afraid. It was your own choice whether to accept an expensive loan or not..

societys_child

I think I did . . .