Valuation Came Back as £0

toddler9

Why do you think they have a duty of care towards an applicant who has absolute freedom to choose to go elsewhere? You had a duty of care towards yourself to do due diligence as to the possible outcome before committing your own money to costs in making an application...[/QUOTE]

I read all of Natwest's freely available lending criteria details, nowhere in which did it say they do not lend on properties which require upgrading

I also spent 2 hours on the phone to Natwest going through the mortgage application in which I made it clear that the house needed to be rewired and new central heating system, all of which was thank fully on their recorded calls. What else could I have done other than employ a crystal ball?!