We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Refund to voucher when paid by credit card

cc1978_2
Posts: 1 Newbie
in Credit cards
Hi,
I am wondering if someone can help. I recently bought lots of items from an online retailer. For argument's sake, let's say £500 worth. I paid £100 by voucher and £400 by credit card.
I then returned £200 of goods, retaining £300 worth.
The retailer has refunded £100 to the voucher and £100 to the credit card.
Obviously, I wanted to use the £100 voucher towards the goods that I retained!
To my mind this is forcing me to spend more money with the retailer when there is nothing else I want to buy with the voucher.
The full amount of the refund due (£200) is less than the total balance that was made up by credit card (£400), so to my mind it should be refunded to my credit card.
Is the retailer allowed to do this?
I am wondering if someone can help. I recently bought lots of items from an online retailer. For argument's sake, let's say £500 worth. I paid £100 by voucher and £400 by credit card.
I then returned £200 of goods, retaining £300 worth.
The retailer has refunded £100 to the voucher and £100 to the credit card.
Obviously, I wanted to use the £100 voucher towards the goods that I retained!
To my mind this is forcing me to spend more money with the retailer when there is nothing else I want to buy with the voucher.
The full amount of the refund due (£200) is less than the total balance that was made up by credit card (£400), so to my mind it should be refunded to my credit card.
Is the retailer allowed to do this?
0
Comments
-
Yes, they are.
The only way to get around it is to return all the goods and re buy those you want with the gift card.0 -
I didn’t know that. Every day is a school day.I came into this world with nothing and I've got most of it left.0
-
It would come down to the T+Cs that you agreed to when you obtained the voucher(s) and when you made the purchase.
I disagree that it is necessarily the case that they are entitled to apply the refund in the way they did. In the absence of any mention in T+Cs, the fairest way would be pro-rata both amounts - ie refund £40 in voucher, and £160 to the card.
If you're within the period of time during which you can return everything for a refund, then you have some bargaining power. Why not ask them to handle the transaction the way you wanted, else you'll return and re-buy, as suggested by IAmWales?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards