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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Short-term cheap fix for "bump-proofing" corners - cotton wool and masking tape.
Hope youngest is better soon!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Morning WB
Hope little one starts to feel better soon. A couple of nasty bumps have seen us in A&E with the DC's over the years 
I'm sure you'd find those safety corner things in the £ shop.
Have a lovely day. xx0 -
Hope little one is feeling better soon and gets to enjoy some end of term fun.January spends - £587.580
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Morning
Youngest is still poorly but no worse. She needs to try and get the morning in school today and tomorrow so she can meet her new teacher and things.
Picked the fresh bits of food up needed yesterday £17 spent. Also £4 in the pharmacy on antihistamine and painkiller for oldest.
No real plans and no real updates of anything interesting.
Hope you're all okay and have a lovely day
Thank you again for stopping in
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope that DD2 can manage school this morning.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WF I can't swear to this and I'm sure someone will come along and inform but I'm pretty sure that someone in your position should be able to get children's painkillers for free with prescription - things like Calpol etc?
Have a read of this --> Minor Ailments Scheme🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Or on the minor ailments scheme?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Snap Beanie - link now inserted into my post!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi WB Hope DD2 was well enough to go into school and meet her new teacher. xx 0
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Evening
Thank you EH we don't have a minor ailments scheme local the nearest pharmacy is quite a distance. Our GP has a minor ailments nurse you can see but I didn't want him missing school
They all met their new teachers. I'm still so unsure of what to do with youngest longer term. It feels such a huge responsibility pulling her out but they just don't seem to give any support either. She's been heartbroken since she came home as shes so lonely when she's there. They struggle to understand her speech and just seem to leave her to sit on her own at break time etc.
Anyway they are all in bed. Youngest is waiting for a story but the others are settled and they had a good day.
Hope you've all had a good day and thank you for stopping in “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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