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“Rock bottom became the solid foundation on which I rebuilt my life.”
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That's a lovely thing to have a nice surprise arrive. :T
I apologise - I think we must have all the nice weather from what the rest of you are saying about yours! :rotfl: Mind you it was grey and gloomy here all day yesterday so maybe it's only fair!
Noticed on your November goals the thing about needing to send money to people as the first lot hadn't arrived - you're not sending *actual cash* in the post are you? Can you do it via Bank Transfer instead - sending cash through the mail system is a really bad idea.
Great news about getting the smalls home at the weekend - and even better news that you've done no cleaning! :rotfl::rotfl:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
It really is a nice surprise, I never get mail other than bills :rotfl: I can't remember the last time I actually got some post that wasn't a bill or junk mail :rotfl:
Weather is wet, cold and dark. I hate the shorter days, the dark (yes I'm scared of shadows
) and it being so cold you never see a person to just say hello to.
Yes actual cash in the post I know I know. I just hope both will arrive soon, I knew the risk when I just dropped them in the red box though
No cleaning :eek: I still haven't moved other than to make coffee.
Emailed about the Xmas tree delivery. Although I'm tempted to change plans on this. We usually have a real tree from OH work that he get's 'Free' just delivery to pay. However I can cash out for Mr T on VO so might get a small fake tree from there. Use the lights/decorations we already have. Still no real cost to me but at least sorted myself.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Following
xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
No idea what's happened, but hello! :wave:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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No idea what's happened, but hello! :wave:
I'm not quite sure myself :rotfl:
But I feel 'safer' now anyway. Hopefully eliminated the opportunity for people to take things into their own hands
Thank you for stopping in Glad you all found me thought I'd be lonely “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Not a chance of that happening! How are you feeling? Have all the physical problems sorted themselves out?Glad you all found me thought I'd be lonelyHave adventures. laugh a lot and always be kind.0 -
The broken bits are healing. Well I think so, follow up appointments next week to make sure on some bits that weren't looking like they wanted. Can at least wash my own hair again though Gotta be an improvement.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
So glad to hear that. You weren't so well. Things are on the up, W (I can't get used to your new name). And I am glad that the cleaning is taking a back seat - I don't feel so guilty about the state of my house now! xxxHave adventures. laugh a lot and always be kind.0
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Being able to do nothing properly was getting me down. Everything was taking 3 times as long. I'm glad it was just something short term I had to deal with rather than long term. Never realised how lucky I was to be able to do the cleaning myself, wash my own hair, do whatever without everything being so hard
The other issues will take longer, med change has definitely started to work though I feel more in control again x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I am so glad the medicines are working. You seem so much brighter but remember if you can always send a PM without offending anyone. xxxHave adventures. laugh a lot and always be kind.0
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