We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
-
Great news about the holiday WF - well done!
A for the "wrong house" - you DO have a chain fitted to your front door AND use it, don't you? if not please inform the housing association that you need one fitted urgently.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I do EH, the police came and fitted extra security a few weeks ago too for a different reason but still. We have extra locks on all the windows/doors and I have put extra on my back gate etc
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Good work - hopefully never needed but better safe than sorry. I'd remembered about the window locks!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Fantastic news about the holiday wannabe you and the little ones deserve it xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
-
Hope DD2's breathing improves really soon. xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I’m so pleased you got your holiday sorted :T:TJanuary spends - £587.580
-
Fabulous news about the holiday, just what you all need :j
I'm so glad I live in a boring area, it has it's advantages.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Evening
Thanks all and thank you Beanie, she seems a bit better tonight so far. Although it was later into the night when she started last night.
It's been a long day, got lots sorted. Will be back to post about it but I'm just going to have a cuppa and something to eat.
Hope you've all had a good day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
You are sounding very chipper, Wannabe snd you are Getting Stuff Done.
Well done! :TDebt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Usual Friday update is today because tomorrows bank holiday
Weekly Out
£122 Rent Paid
£19.35 CT Paid
£15 Gas
£15 Electric Topped Up
£22.80 Water Paid
£2.50 TV License
£2.50 for phone credit
£16 Bus Pass Bought this morning
£20 Debt (28 weeks to go I think will check later) Paid
£2 Snack
Bank Balance £6.46
Finally back up to date with everything I'd fallen behind on. Have got my bus pass too and just got the train tickets to the city for today's big appointment. Just waiting for the train now.
Hope you all have a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards