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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I'm not going to go as full on doing the stairs etc. I will just spend a couple of hours each night on it once the smalls are in bed.

    I need to finish downstairs so I can but the decorations etc up, plus we will have people visiting over Xmas etc and I don't like it not being right :o
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • We have 10 internal doors and 2 external doors. Are we having door comparisons :rotfl::rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Loving the door comparisons :rotfl:

    Another coffee break :o I'm slowing :cool: One more coat should be done! and a few touching up of the gloss. Then will get back to my to-do list.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Sun_Addict
    Sun_Addict Posts: 24,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't know how you stay up and doing so late. I think I'm burning the midnight oil if I'm still awake at 9pm :rotfl:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    My fuels running low now ;) Will push through it though. I really want it done. I want to get the wallpaper up now though but I can't :rotfl:

    Just realised tomorrow's appointments will require taxi's too. Need to remember to get the money out on the school run. Glad I looked! although it means we'll be in town at rush hour :cool: Joyful! Think I'm going to change her next one to earlier in the day even if it means collecting her from School early. I don't fancy a dash through town for 5pm on the 18th with all 3 smalls. Need to write it on the list for tomorrow. I think all the others will be okay as we can avoid going through town.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    December goals

    Money
    £135 to Council Tax - £0/£135
    £60 Rent - £0/£60
    £80 Groceries - £0/£80
    £50 Other Debt - £0/£50

    Extra income (Waiting for)
    Populuslive £50 Cheque

    Plans
    [STRIKE]1st - Non Uniform £2[/STRIKE] Done £3
    7th - Youngest dress as a character for calendar pictures
    8th - Smalls Xmas dinner £5 Paid
    11th - School Panto trip £42
    11th - Youngest Xmas party
    12th - Youngest Nativity 10.30am
    13th - Xmas Fayre & Santa Express Train
    13th - School Santa £18
    14th - Christmas roadshow
    14th - Youngest School Santa £9
    15th - Xmas jumper day £3
    18th - DS Xmas Production
    19th - DD Xmas Production
    22nd - Last day of term

    Youngest appointments x 8
    Make and keep my own appointments :o
    Decorate Living room - Wallpaper to go up
    Decorate Kitchen - Wallpaper to go up
    Decorate Hallway
    Decorate Stairs
    Decorate Landing
    School Xmas cards
    Finish Xmas shopping
    Xmas tree
    Xmas cards

    List of things I need to sort in December
    DD's clothes - just tights
    Youngest - leggings and socks
    Xmas tree
    Xmas gifts
    Xmas cards
    Buy a Kettle
    Buy Mugs
    Buy 2 photo frames
    Buy storage boxes for toy cupboard
    £10 for DS to buy his sisters a gift.
    £10 for DD to buy DS and DD a gift
    £10 for Youngest to buy DS and DD a gift.

    Unbudgeted spends
    £35 DIY store
    £2.50 Coffee
    £1.50 Sweets

    Activity a day

    1st - Paint Xmas pictures - Done :D Amazing fun
    2nd - Make Xmas decorations - Glitter everywhere! Done :D
    3rd - Xmas movie & popcorn - Done :D
    4th - Make Xmas cards
    5th - Read Xmas stories (busy with appointments needed something quick)
    6th - Finish Xmas cards/envelopes
    7th - Winter walk & post cards
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Think I might have to change tomorrows activity. I don't think we will be back home till near 7pm from youngest's appointment. Need to think of something quick :o

    Need to buy some edible glitter too! Must add it to the list on my phone or I'll forget.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Debt 03/12/2017

    Council Tax [STRIKE]£2092.71[/STRIKE] £1350
    Court Fine [STRIKE]£1250[/STRIKE] £825
    Court Fine [STRIKE]£200[/STRIKE] £0
    Person 1 £1000 (Happy to wait)
    Person 2 £1000 (Happy to wait)
    Person 3 [STRIKE]£1379[/STRIKE] £1360
    Person 4 [STRIKE]£427[/STRIKE] £0

    Debt Total [STRIKE]£7348.71[/STRIKE] £5535 (£1813.71 Paid)

    Rent Arrears [STRIKE]£3381.28[/STRIKE] £2945 (£436.28 paid)

    Total [STRIKE]£10729.99[/STRIKE] £8480 (£2249.99 Paid)

    *Person 4 [STRIKE]£575[/STRIKE] £275
    *New Debt [STRIKE]£732[/STRIKE] £532 (£200 paid)
    *Debt 1 [STRIKE]£387.29[/STRIKE] £377.29
    *Credit Card £226.14

    Catch up
    Rent [STRIKE]£339.21[/STRIKE] Paid
    Council tax [STRIKE]£135[/STRIKE] Paid
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    December Payments Needed

    9th December - £113.07 Rent
    9th December - £10 Fine
    16th December - £113.07 Rent
    16th December - £10 Fine
    21st December - £10 Debt 1
    23rd December - £113.07 Rent
    23rd December - £10 Fine
    28th December - £135 Council tax
    30th December - £113.07 Rent
    30th December - £10 Fine

    Also
    £226.14 Credit Card
    £100 Person 4
    £200 New Debt
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WF you are doing fantastic! I've struggled today to get the energy to sweep the floor!! I've had paint for the decorating for about 3 months now and it's still sat there.
    You are doing fantastic with the debts too, i really hope ex OH is still giving you his fine money but guessing he's probably not.
    Hopefully payments to school will calm down in Jan and you will be a little better off.
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
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